Banks County property record for 510 Chambers Rd, Commerce, GA 30530
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 3,578 sqft · built 2003 |
| Lot Size | 2.05 acres (89,298 sqft) |
| Owner | Individual Name on File |
| Last Sale | $305,000 (Aug 2017) |
| Tax Bill | $3,982 (2025) |
| Deeds & Mortgages | Sep 2019 Mortgage Aug 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | B67H007 |
| Primary APN | B67H007 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,578 sqft Heated Area |
| 1st Floor Area | 2,938 sqft |
| Attic | Attic |
| Attic Area | 504 sqft |
| Basement Area | 2,198 sqft |
| Finished Basement | 2,198 sqft |
| Flooring | Plywood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 89,298 sqft (2.05 acres) |
| Lot Width | 205 ft Width |
| Garage Area | 840 sqft |
| Porch | Open Porch |
| Porch Area | 1,048 sqft |
| Patio Area | 1,576 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 7691 |
|---|---|
| Street Address | 510 CHAMBERS RD |
| City | COMMERCE |
| State | GA |
| Zip | 30530-7700 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | GMD 207 PB D-42 LT 2 RUTH CHAMBERS |
| Legal Subdivision | CHAMBERS ESTATES - 00111 |
| Legal Lot Number | 2 |
| Jurisdiction | BANKS GA |
| Township / Civil Division | SOUTHEAST BANKS |
| Census Block Group | 1 |
| Census Block | 1038 |
| Census Tract | 970400 |
510 Chambers Rd is owned and occupied by an individual who bought it in August 2017.
Source: Banks County records, as of November 13, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 510 CHAMBERS RD, COMMERCE, GA 30530-7700 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 4, 2019 | Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK |
| Aug 30, 2017 | Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 30, 2017 · Amount on File |
| Deed Sale | Aug 30, 2017 · Amount on File |
| Prior Sale | Jun 13, 2011 |
| Deed Document Number | 0000442287 |
| Deed Book / Page | 442 / 287 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BANKS GA |
| Property Address | 510 CHAMBERS RD, COMMERCE, GA 30530-7700 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2021 |
| Name | Verified Name |
|---|---|
| Address | 510 CHAMBERS RD, COMMERCE, GA 30530-7700 |
| Document Number | 0000000470/0000000382 |
|---|---|
| Date | Sep 4, 2019 |
| Book Page | 0000000470/0000000382 |
| Name | REGIONS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BANKS GA |
| Recording Date | Aug 30, 2017 |
| Property Address | 510 CHAMBERS RD, COMMERCE, GA 30530-7700 |
| Document Number | 000442/287 |
| Book / Page | 442 / 287 |
| Instrument Date | Aug 30, 2017 |
| Instrument | 2017-000643 |
| Transaction Type | Transfer |
| Record Updated | Jan 31, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 510 CHAMBERS RD, COMMERCE, GA 30530-7700 |
| Document Number | 442/288 |
|---|---|
| Date | Sep 7, 2017 |
| Book Page | 442/288 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2047 |
The 2025 property tax bill for 510 Chambers Rd was $3,982, up 2.8% from the year before.
Source: Banks County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Banks County |
| Unified School District | Banks County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,982.00 (+2.84%) | $208,608 (+6.13%) Land $17,680 Building $190,928 | $521,521 (+6.13%) Land $44,200 Building $477,321 |
| 2024 | $3,872.00 (+8.7%) | $196,552 (+12.3%) Land $10,800 Building $185,752 | $491,381 (+12.3%) Land $27,000 Building $464,381 |
| 2023 | $3,562.00 (+8.9%) | $175,025 (+12.43%) Land $10,800 Building $164,225 | $437,563 (+12.43%) Land $27,000 Building $410,563 |
| 2022 | $3,271.00 | $155,678 Land $10,800 Building $144,878 | $389,196 Land $27,000 Building $362,196 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 510 Chambers Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 17, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 510 Chambers Rd is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 80% of Georgia |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TruVista Communications Fiber | 5,000 / 5,000 |
| Windstream DSL | 200 / 20 |
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