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524 89th St, Surfside (Miami Beach), FL 33154 Property Records

Miami-Dade County property record for 524 89th St, Surfside, FL 33154 · Last verified February 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms4 Baths
Year BuiltBuilt 2024
Square Footage4,120 sqft Living Area
Lot Size6,860 sqft (0.157 acres)
OccupancyOwner Occupied
Last Sale$777,000 (2021)
Tax Bill$61,631.00 (2025)

Property Details

APN / Parcel Number

Primary APN14-2235-005-1380

Interior

Bedrooms4 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Building Area4,120 sqft Living Area
Gross Area4,983 sqft Gross Area
Stories2 Stories
FlooringVinyl/Resilient

Exterior

Year BuiltBuilt 2024
Exterior MaterialStucco
Construction TypeConcrete
Roof TypeRigid Frame Bar Joist
Lot Area6,860 sqft (0.157 acres)
Lot Dimensions112 ft deep x 61 ft wide
Garage Area138 sqft Garage
Patio Area100 sqft Patio
PorchPorch
Porch Area120 sqft Porch

Location & Zoning

Street Address524 89TH ST
CitySURFSIDE
StateFL
Zip33154-3345
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionNORMANDY BEACH 2ND AMD PL PB 16-44 LOT 1 BLK 11 LOT SIZE 61.250 X 112 OR 18217-1276 0698 1
Legal Range42
Legal Township52
Legal Section35
Legal SubdivisionJOBA CONDO
Legal Block11
Legal Lot Number1
JurisdictionDADE FL
Township / Civil DivisionMIAMI BEACH
Census Block Group5
Census Block5020
Census Tract3804

Owner

Source: Miami-Dade County records · APN 14-2235-005-1380

Assessment roll updated July 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address524 89TH ST, SURFSIDE, FL 33154-3345
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 16, 2025Deed of Trust, Mortgage · Line of Credit
HOMEBRIDGE FINANCIAL SERVICES INC
May 27, 2022Deed of Trust, Mortgage · Conventional Mortgage
SEACOAST NATIONAL BANK
Jul 09, 2021Warranty Deed, Transfer
UNKNOWN, GREAT EASTERN T&E LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 09, 2021 · Amount on Record
Deed SaleJul 09, 2021 · Amount on Record
Prior SaleAug 04, 1998 · Amount on Record
Deed Document Number2021R0491755
Deed Book / Page32610 / 2690
Record UpdatedJun 08, 2026

May 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDADE FL
Property Address524 89TH ST, SURFSIDE, FL 33154-3345
Transaction TypeMortgage
Record UpdatedFeb 16, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address524 89TH ST, SURFSIDE, FL 33154-3345

Mortgage

Document Number0000373973
DateMay 16, 2025
Book Page34760/164
Instrument2025R0373973
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeMortgage Company
AddressFLINT, MI 48501
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMay 07, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDADE FL
Property Address524 89TH ST, SURFSIDE, FL 33154-3345
Transaction TypeMortgage
Record UpdatedFeb 16, 2026
Title CompanyMAGNOLIA CLOSING COMPANY, MAGNOLIA CLOSING CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address8919 DICKENS AVE, SURFSIDE, FL 33154-3360

Mortgage

Document Number0000435992
DateMay 27, 2022
Book Page33213/1455
Instrument2022R0435992
Lender
NameSEACOAST NATIONAL BANK
TypeBank
AddressSTUART, FL 34994
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2052
Interest
Rate TypeAdjustable Rate
Rate3.5%
Type Change DateJun 01, 2029
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change8.5%
IndexOther
Max Rate8.5%

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDADE FL
Recording DateJul 09, 2021
Property Address524 89TH ST, SURFSIDE, FL 33154-3345
Document Number0000491755
Book / Page32610 / 2690
Map ReferenceMB 16 PG 44
Instrument DateJun 25, 2021
Instrument2021R0491755
Transaction TypeTransfer
Record UpdatedFeb 16, 2026
Title CompanyUNKNOWN, GREAT EASTERN T&E LLC

Transaction

AmountAmount Recorded
Tax$4,662.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7634 TRALEE WAY, LAKEWOOD RANCH, FL 34202-6009

Transferred To (Grantee/Buyer)

NameVerified Name
Address524-89 STREET, SURFSIDE, FL 33154

Tax Assessment & Valuation

Source: Miami-Dade County records · Assessment roll updated July 1, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMiami-Dade County
MunicipalitySurfside Town
Unified School DistrictDade County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$61,631.00 (+323.84%) Homeowner's exemption$3,329,265 (+251.66%) Land $1,200,500 Building $2,128,765$3,329,265 (+251.66%) Land $1,200,500 Building $2,128,765
2023$14,541.00 (+12.64%)$946,726 (+22.07%) Land $946,726$946,726 (+22.07%) Land $946,726
2022$12,909.00$775,581 Land $686,107 Building $89,474$775,581 Land $686,107 Building $89,474

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Miami-Dade County (12086C), updated January 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation8.0 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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