Miami-Dade County property record for 424 89th St, Surfside, FL 33154 · Last verified February 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2007 |
| Square Footage | 1,780 sqft Living Area |
| Lot Size | 6,860 sqft (0.157 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $1,750,000 (2025) |
| Tax Bill | $22,776.00 (2025) |
| Primary APN | 14-2235-005-1140 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,780 sqft Living Area |
| Gross Area | 2,317 sqft Gross Area |
| Stories | 1 Stories |
| Primary Flooring | Vinyl/Resilient Flooring |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Concrete Block Exterior |
| Construction Type | Concrete Construction |
| Lot Area | 6,860 sqft (0.157 acres) |
| Depth X Width | 112 ft x 61 ft Depth x Width |
| Garage Type | Carport Garage |
| Garage Area | 174 sqft Garage |
| Carport | Carport |
| Carport Area | 176 sqft Carport |
| Fence | Fence |
|---|---|
| Patio Area | 300 sqft Patio |
| Porch | 1 Porch |
| Porch Area | 94 sqft Porch |
| Street Address | 424 89TH ST |
|---|---|
| City | SURFSIDE |
| State | FL |
| Zip | 33154-3425 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | NORMANDY BEACH 2ND AMD PL PB 16-44 LOT 1 BLK 9 LOT SIZE 61.250 X 112 OR 17811-4916 0997 1 COC 22978-2240 01 2005 1 |
| Legal Range | 42 |
| Legal Township | 52 |
| Legal Section | 35 |
| Legal Subdivision | JOBA CONDO |
| Legal Block | 9 |
| Legal Lot Number | 1 |
| Jurisdiction | DADE FL |
| Minor Civil Division | MIAMI BEACH |
| Census Blockgroup | 5 |
| Census Block | 5021 |
| Census Tract | 3804 |
Source: Miami-Dade County records · APN 14-2235-005-1140
Assessment roll updated July 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 424 89TH ST, SURFSIDE, FL 33154-3425 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 06, 2025 | Warranty Deed, Transfer · Conventional Mortgage PNC BANK NA |
| May 19, 2020 | Warranty Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 06, 2025 · Amount on Record |
| Deed Sale | Nov 06, 2025 · Amount on Record |
| Prior Sale | Jul 18, 2025 · Amount on Record |
| Deed Doc Number | 2025R0836667 |
| Deed Book / Page | 35020 / 2240 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DADE FL |
| Recording Date | Nov 06, 2025 |
| Property Address | 424 89TH ST, SURFSIDE, FL 33154-3425 |
| Document Number | 0000836667 |
| Book / Page | 35020 / 2240 |
| Map Reference | MB 16 PG 44 |
| Instrument Date | Oct 06, 2025 |
| Instrument | 2025R0836667 |
| Transaction Type | Transfer |
| Record Updated | Feb 16, 2026 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $10,500.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 165 SCHUNNEMUNK RD, HIGHLAND MILLS, NY 10930-2151 |
| Name | Verified Name |
|---|---|
| Address | 424 89TH ST, SURFSIDE, FL 33154-3425 |
| Document Number | 0000002242 |
|---|---|
| Date | Nov 06, 2025 |
| Instrument | 35020/2242 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Type Change Date | Nov 01, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 10.7% |
| Index | SOFR Average 30-Day |
| Margin | 3 |
| Max Rate | 10.7% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DADE FL |
| Recording Date | May 19, 2020 |
| Property Address | 424 89TH ST, SURFSIDE, FL 33154-3425 |
| Document Number | 0000288478 |
| Book / Page | 31940 / 366 |
| Map Reference | MB 16 PG 44 |
| Instrument Date | May 16, 2020 |
| Instrument | 2020R0288478 |
| Transaction Type | Transfer |
| Record Updated | Feb 01, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,640.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3921 ALTON RD # 337, 3921, MIAMI BEACH, FL 33140-3852 |
| Name | Verified Name |
|---|---|
| Address | 424 89TH ST, SURFSIDE, FL 33154-3425 |
| Document Number | 0000000368 |
|---|---|
| Date | May 19, 2020 |
| Instrument | 31940/368 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2050 |
Source: Miami-Dade County records · Assessment roll updated July 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Miami-Dade County |
| Municipality | Surfside Town |
| Unified School District | Dade County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $22,776.00 (+7.34%) | $1,438,552 (+4.85%) Land $1,200,500 Building $238,052 | $1,438,552 (+4.85%) Land $1,200,500 Building $238,052 |
| 2024 | $21,218.00 (+10.83%) | $1,372,042 (+15.42%) Land $1,131,992 Building $240,050 | $1,372,042 (+15.42%) Land $1,131,992 Building $240,050 |
| 2023 | $19,144.00 (+16.14%) | $1,188,774 (+27.8%) Land $946,726 Building $242,048 | $1,188,774 (+27.8%) Land $946,726 Building $242,048 |
| 2022 | $16,483.00 | $930,153 Land $686,107 Building $244,046 | $930,153 Land $686,107 Building $244,046 |
Source: FEMA National Flood Hazard Layer, Miami-Dade County (12086C), updated January 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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