Berrien County property record for 5237 Washington Ave, Saint Joseph, MI 49085
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,187 sqft · built 1959 |
| Lot Size | 0.6 acres (26,136 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $198,000 (Oct 2019) |
| Tax Bill | $2,775 (2025) |
| Deeds & Mortgages | Jul 2018 Line of Credit Aug 2019 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-0023-0014-02-5 |
| Primary APN | 12-0023-0014-02-5 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,187 sqft Living Area |
| 1st Floor Area | 1,187 sqft |
| Basement Area | 1,187 sqft |
| Unfinished Basement | 1,187 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | Raised Ranch |
| Lot Area | 26,136 sqft (0.6 acres) |
| Lot Dimensions | 120 ft deep x 220 ft wide |
| Garage Area | 625 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 5237 WASHINGTON AVE |
|---|---|
| City | SAINT JOSEPH |
| State | MI |
| Zip | 49085-9799 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LD |
| Legal Description | COM.381.69'N.OF CEN.SEC.23,T5S,R19W TH.E.240',TH.N.110',TH.W.240',TH.S 110'TO BEG |
| Legal Range | 19W |
| Legal Township | 05S |
| Legal Section | 02 |
| Jurisdiction | BERRIEN MI |
| Township / Civil Division | LINCOLN |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 1700 |
Source: Berrien County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5237 WASHINGTON AVE, SAINT JOSEPH, MI 49085-9799 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 6, 2018 | Deed of Trust, Mortgage · Line of Credit UNITED FCU |
| Aug 6, 2019 | Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE |
| Oct 30, 2019 | Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Oct 16, 2017 | Fiduciary Deed, Transfer · Conventional Mortgage UNITED FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 30, 2019 · Amount on Record |
| Deed Sale | Oct 30, 2019 · Amount on Record |
| Prior Sale | Oct 30, 2019 · Amount on Record |
| Deed Book / Page | 3254 / 2631 |
| Prior Transfer Date | Apr 19, 2007 |
| Prior Transfer Doc | 02789/1806 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 5237 WASHINGTON AVE, SAINT JOSEPH, MI 49085-9799 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2023 |
| Name | Verified Name |
|---|
| Document Number | 03210/1972 |
|---|---|
| Date | Jul 6, 2018 |
| Book Page | 3210/1972 |
| Name | UNITED FCU |
|---|---|
| Type | Credit Union |
| Address | SAINT JOSEPH, MI 49085 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Jun 25, 2028 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 5237 WASHINGTON AVE, SAINT JOSEPH, MI 49085-9799 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2023 |
| Name | Verified Name |
|---|
| Document Number | 03245/1757 |
|---|---|
| Date | Aug 6, 2019 |
| Book Page | 3245/1757 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | SAINT JOSEPH, MI 49085 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Jul 29, 2029 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Oct 30, 2019 |
| Property Address | 5237 WASHINGTON AVE, SAINT JOSEPH, MI 49085-9799 |
| Document Number | 03254/2631 |
| Book / Page | 3254 / 2631 |
| Instrument Date | Oct 23, 2019 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2023 |
| Title Company | CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,702.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5237 WASHINGTON AVE, SAINT JOSEPH, MI 49085-9799 |
| Name | Verified Name |
|---|---|
| Address | 5237 WASHINGTON AVE, SAINT JOSEPH, MI 49085-9799 |
| Document Number | 0032542485 |
|---|---|
| Date | Oct 30, 2019 |
| Instrument | 3254/2485 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2049 |
| Document Type | Fiduciary Deed |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Oct 16, 2017 |
| Property Address | 5237 WASHINGTON AVE, SAINT JOSEPH, MI 49085-9799 |
| Document Number | 03186/1839 |
| Book / Page | 3186 / 1839 |
| Instrument Date | Oct 5, 2017 |
| Instrument | 3186-1839 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,075.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6000 ROOSEVELT ST, COLOMA, MI 49038-9414 |
| Name | Verified Name |
|---|---|
| Address | 5237 WASHINGTON AVE, SAINT JOSEPH, MI 49085-9799 |
| Document Number | 03186/0319 |
|---|---|
| Date | Oct 11, 2017 |
| Book Page | 3186/0319 |
| Instrument | 3186-0319 |
| Name | UNITED FCU |
|---|---|
| Type | Credit Union |
| Address | 49086 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2047 |
Source: Berrien County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Berrien County |
| County Subdivision | Lincoln Charter Township |
| Unified School District | Lakeshore School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $137,900 (+3.76%) | $275,800 (+3.76%) | |
| 2025 | $2,775.00 (+3.43%) Homeowner's exemption | $132,900 (+19.19%) | $265,800 (+19.19%) |
| 2024 | $2,683.00 (+10.78%) | ||
| 2023 | $111,500 | $223,000 | |
| 2022 | $2,422.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHWEST MICHIGAN REGIONAL SANITARY SEW serves 26,780 people · EPA ID MI0003726 |
|---|---|
| Water Source | Purchased surface water from ST JOSEPH |
| Last State Inspection | Feb 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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