Berrien County property record for 5232 Washington Ave, Saint Joseph, MI 49085
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5 ba · 2,836 sqft · built 1900 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $4,203 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Apr 2022 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-0023-0029-01-4 |
| Primary APN | 12-0023-0029-01-4 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 2,836 sqft Living Area |
| 1st Floor Area | 1,458 sqft |
| Basement Area | 1,182 sqft |
| Unfinished Basement | 1,182 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Lot Area | 43,560 sqft (1 acres) |
| Lot Dimensions | 92.5 ft deep x 470 ft wide |
| Garage Area | 676 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 5232 WASHINGTON AVE |
|---|---|
| City | SAINT JOSEPH |
| State | MI |
| Zip | 49085-9799 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LD |
| Legal Description | COM 425.23' N OF CEN SEC 23 T5S R19W TH N 235' TH S89DEG44'W 185.36' TH S 235' TH N89DEG44'E 185.36' TO POB |
| Legal Range | 19W |
| Legal Township | 05S |
| Legal Section | 23 |
| Jurisdiction | BERRIEN MI |
| Township / Civil Division | LINCOLN |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 1600 |
Source: Berrien County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5232 WASHINGTON AVE, SAINT JOSEPH, MI 49085-9799 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jul 2, 2026 | Deed of Trust, Mortgage · Line of Credit HUNTINGTON NATIONAL BANK |
| Apr 25, 2022 | Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| Dec 15, 2023 | Deed of Trust, Mortgage THE HUNTINGTON NATIONAL BANK |
| Sep 17, 2025 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Sep 24, 2025 | Intrafamily Transfer, Transfer |
| Sep 20, 2018 | Intrafamily Transfer, Transfer · Conventional Mortgage CHEMICAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 19, 1993 |
| Deed Sale | Nov 19, 1993 |
| Prior Sale | Nov 11, 1985 · Amount on Record |
| Deed Book / Page | 1611 / 155 |
| Last Transfer Date | Sep 24, 2025 |
| Transfer Doc | 03460/2882 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Jul 2, 2026 |
| Property Address | 5232 WASHINGTON AVE, SAINT JOSEPH, MI 49085-9799 |
| Document Number | 0000464843 |
| Book / Page | 3481 / 2320 |
| Instrument Date | Jun 23, 2026 |
| Instrument | 2026464843 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 5232 WASHINGTON AVE, SAINT JOSEPH, MI 49085-9799 |
| Document Number | 0000464843, |
|---|---|
| Date | Jul 2, 2026 |
| Book Page | 3481/2320 |
| Instrument | 2026464843 |
| Name | HUNTINGTON NATIONAL BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 23, 2056 |
| Rate | 6.53% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 5232 WASHINGTON AVE, SAINT JOSEPH, MI 49085-9799 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2025 |
| Name | Verified Name |
|---|---|
| Address | 5232 WASHINGTON AVE, SAINT JOSEPH, MI 49085-9799 |
| Document Number | 03371/3003 |
|---|---|
| Date | Apr 25, 2022 |
| Book Page | 3371/3003 |
| Instrument | 2022351125 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43219 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | May 1, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 5232 WASHINGTON AVE, SAINT JOSEPH, MI 49085-9799 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2025 |
| Name | Verified Name |
|---|---|
| Address | 5232 WASHINGTON AVE, SAINT JOSEPH, MI 49085-9799 |
| Document Number | 03417/3010 |
|---|---|
| Date | Dec 15, 2023 |
| Book Page | 3417/3010 |
| Instrument | 2023394821 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 5232 WASHINGTON AVE, SAINT JOSEPH, MI 49085-9799 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2025 |
| Name | Verified Name |
|---|---|
| Address | 5232 WASHINGTON AVE, SAINT JOSEPH, MI 49085-9799 |
| Document Number | 003460/120 |
|---|---|
| Date | Sep 17, 2025 |
| Book Page | 3460/120 |
| Instrument | 2025441818 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 3, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Sep 24, 2025 |
| Property Address | 5232 WASHINGTON AVE, SAINT JOSEPH, MI 49085-9799 |
| Document Number | 03460/2882 |
| Book / Page | 3460 / 2882 |
| Instrument Date | Sep 24, 2025 |
| Instrument | 2025442513 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5232 WASHINGTON AVE, SAINT JOSEPH, MI 49085-9799 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Sep 20, 2018 |
| Property Address | 5232 WASHINGTON AVE, SAINT JOSEPH, MI 49085-9799 |
| Document Number | 03217/2173 |
| Book / Page | 3217 / 2173 |
| Instrument Date | Sep 14, 2018 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2025 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 5232 WASINGTON AVE, TROY, MI 48085 |
| Document Number | 03217/2175 |
|---|---|
| Date | Sep 20, 2018 |
| Book Page | 3217/2175 |
| Name | CHEMICAL BANK |
|---|---|
| Type | Bank |
| Address | WYOMING, MI 49519 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2048 |
Source: Berrien County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Berrien County |
| County Subdivision | Lincoln Charter Township |
| Unified School District | Lakeshore School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $219,700 (+4.87%) | $439,400 (+4.87%) | |
| 2025 | $4,203.00 (+3.6%) Homeowner's exemption | $209,500 (+27.67%) | $419,000 (+27.67%) |
| 2024 | $4,057.00 (+10.54%) | ||
| 2023 | $164,100 | $328,200 | |
| 2022 | $3,670.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2018) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jun 2018 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHWEST MICHIGAN REGIONAL SANITARY SEW serves 26,780 people · EPA ID MI0003726 |
|---|---|
| Water Source | Purchased surface water from ST JOSEPH |
| Last State Inspection | Feb 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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