5237 E Montgomery Rd, Cave Creek, AZ 85331 Property Records

Maricopa County property record for 5237 E Montgomery Rd, Cave Creek, AZ 85331

Property Summary

Property Type	Single Family Home
Details	5 bd · 6 ba · 6,384 sqft · built 2017
Lot Size	1.8 acres (78,407 sqft)
Owner	Trust Name on File
Last Sale	$1,555,220 (Dec 2017)
Tax Bill	$7,457 (2025)
Deeds & Mortgages	Jan 2023 Transfer Dec 2017 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`211-89-381`

Property Details

APN / Parcel Number

Primary APN	`211-89-381`
Alternative APN	`211893811`

Interior

Bedrooms	5 Beds
Full Baths	6 Baths
Plumbing Fixtures	18 Plumbing Fixtures
Stories	1 Story
Building Area	6,384 sqft Living Area
Gross Area	7,346 sqft
1st Floor Area	6,384 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Combination
Construction Type	Frame
Roof Material	Concrete
Lot Area	78,407 sqft (1.8 acres)
Parking Spaces	5 Parking Spaces
Pool Area	1,000 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C
Sewer	Municipal

Location & Zoning

Street Address	5237 E MONTGOMERY RD
City	CAVE CREEK
State	AZ
Zip	85331-2463
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-18
Legal Description	MONTE VISTA MCR 938-06
Legal Range	4E
Legal Township	5N
Legal Section	20
Legal Subdivision	MONTE VISTA
Legal Lot Number	61
Jurisdiction	MARICOPA AZ
Township / Civil Division	DEER VALLEY
Census Block Group	1
Census Block	1038
Census Tract	613000

Owner

5237 E Montgomery Rd is owner-occupied and held in a trust since December 2017.

Source: Maricopa County records, as of July 8, 2026

Owner of Record	Trust Name on File
Mailing Address	5237 E MONTGOMERY RD, CAVE CREEK, AZ 85331-2463
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2023	Intrafamily Transfer, Transfer
Dec 26, 2017	Deed of Trust, Mortgage · SBA Mortgage UNITED MIDWEST SAVINGS BANK
Dec 21, 2017	Special Warranty Deed, Transfer · ARM US BANK NA
Dec 21, 2017	Quit Claim Deed, Transfer WESTMINSTER TITLE AGENCY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 21, 2017 · Amount on File
Deed Sale	Dec 21, 2017 · Amount on File
Deed Document Number	2017946100
Prior Transfer Date	Dec 1, 2017
Prior Transfer Doc	0000946099
Record Updated	Oct 29, 2026

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Jan 19, 2023
Property Address	5237 E MONTGOMERY RD, CAVE CREEK, AZ 85331-2463
Document Number	0000029808
Map Reference	MB 938 PG 6
Instrument Date	Jan 18, 2023
Instrument	20230029808
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5237 E MONTGOMERY RD, CAVE CREEK, AZ 85331-2463

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	5237 E MONTGOMERY RD, CAVE CREEK, AZ 85331-2463
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000954358
Date	Dec 26, 2017
Instrument	2017-0954358

Lender

Name	UNITED MIDWEST SAVINGS BANK
Type	Bank
Address	COLUMBUS, OH 43229

Agreement

Type	SBA Mortgage
Amount	Amount on Record
Term	102 Months
Due	Jun 10, 2026

December 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Dec 21, 2017
Property Address	5237 E MONTGOMERY RD, CAVE CREEK, AZ 85331-2463
Document Number	0000946100
Map Reference	MB 938 PG 6
Instrument Date	Dec 1, 2017
Instrument	2017-0946100
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	WESTMINSTER TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8767 E VIA DE VENTURA STE 390, 8767, SCOTTSDALE, AZ 85258-3385

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	5237 E MONTGOMERY RD, CAVE CREEK, AZ 85331-2463

Mortgage

Document Number	0000946101
Date	Dec 21, 2017
Instrument	2017-0946101

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Type Change Date	Jan 1, 2028
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.62%
Index	1-Year CMT
Max Rate	8.62%

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	Dec 21, 2017
Property Address	5237 E MONTGOMERY RD, CAVE CREEK, AZ 85331-2463
Document Number	0000946099
Instrument Date	Dec 1, 2017
Instrument	946099
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	WESTMINSTER TITLE AGENCY INC

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	8767 E VIA DE VENTURA #390 SCOTTSDALE AZ 852583385, 390, SCOTTSDALE, AZ 85258-3385

Tax Assessment & Valuation

The 2025 property tax bill for 5237 E Montgomery Rd was $7,457.

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Unified School District	Cave Creek Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$326,000 (+160.26%)	$3,260,000 (+2.94%) Land $652,000 Building $2,608,000
2025	$7,457.00	$125,259 (-61.38%)	$3,166,800 (-2.37%) Land $633,300 Building $2,533,500
2024		$324,360	$3,243,600 Land $648,700 Building $2,594,900
2023	$7,091.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5237 E Montgomery Rd in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk · 1% annual chance, depth under 1 ft
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	7 (2007–2022)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Jul 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5237 E Montgomery Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 99.4% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
AirFiber WISP Fixed Wireless	1,000 / 500
BAM Broadband Fixed Wireless · not low latency	1,000 / 100
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Mojo Broadband.

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