4657 E Montgomery Rd, Cave Creek, AZ 85331 Property Records

Maricopa County property record for 4657 E Montgomery Rd, Cave Creek, AZ 85331

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,443 sqft · built 1989
Lot Size0.336 acres (14,648 sqft)
Owner2 Trust Names on File
Last Sale$750,000 (Jul 2021)
Tax Bill$2,208 (2025)
Deeds & MortgagesJul 2021 Sale & Mortgage
Oct 2017 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN211-62-163

Property Details

APN / Parcel Number

Primary APN211-62-163

Interior

Full Baths3 Baths
Plumbing Fixtures9 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area2,443 sqft Living Area
1st Floor Area2,443 sqft

Exterior

Year BuiltBuilt 1989
Exterior MaterialWood
Construction TypeFrame
Roof MaterialConcrete Tile
Lot Area14,648 sqft (0.336 acres)
Parking Spaces3 Parking Spaces
Pool Area560 sqft
Patio Area269 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemHVAC

Location & Zoning

Street Address4657 E MONTGOMERY RD
CityCAVE CREEK
StateAZ
Zip85331-5815
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-10
Legal DescriptionDESERT FAIRWAYS AT TATUM RANCH MCR 329-39
Legal Range04E
Legal Township05N
Legal Section19
Legal QuarterNE
Quarter-Quarter SectionSE
Legal SubdivisionDESERT FAIRWAYS AT TATUM RANCH
Legal Lot Number96
JurisdictionMARICOPA AZ
Township / Civil DivisionDEER VALLEY
Census Block Group2
Census Block2007
Census Tract612700

Owner

4657 E Montgomery Rd is held in a trust since July 2021.

Source: Maricopa County records, as of November 20, 2025

Owner of Record2 Trust Names on File
Co-ownerCo-owner on File
Mailing Address8912 E PINNACLE PEAK RD # G5-553, G5-553, SCOTTSDALE, AZ 85255-3659
Owner TypeCompany, Secondary Individual
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 9, 2021Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Oct 2, 2017Warranty Deed, Transfer · Conventional Mortgage
HOMEOWNERS FINANCIAL GROUP USA LLC

Assessor's Deed Record

Deed Names3 Names on Deed
Last SaleJul 9, 2021 · Amount on File
Deed SaleJul 9, 2021 · Amount on File
Prior SaleOct 2, 2017 · Amount on File
Deed Document Number20210750552
Record UpdatedJun 8, 2026

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARICOPA AZ
Recording DateJul 9, 2021
Property Address4657 E MONTGOMERY RD, CAVE CREEK, AZ 85331-5815
Document Number0000750552
Map ReferenceMB 329 PG 39
Instrument DateJul 5, 2021
Instrument20210750552
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyGREAT AMERICAN TTL AGCY INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4657 E MONTGOMERY RD, 4657, CAVE CREEK, AZ 85331-5815

Transferred To (Grantee/Buyer)

NameVerified Name
Address8924 E PINNACLE PEAK RD # 65-553, 65-553, SCOTTSDALE, AZ 85255-3618

Mortgage

Document Number0000750553
DateJul 9, 2021
Instrument20210750553
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2051

October 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARICOPA AZ
Recording DateOct 2, 2017
Property Address4657 E MONTGOMERY RD, CAVE CREEK, AZ 85331-5815
Document Number0000728303
Map ReferenceMB 329 PG 39
Instrument DateSep 26, 2017
Instrument2017-0728303
Transaction TypeTransfer
Record UpdatedDec 21, 2021
Title CompanyFIDELITY NATIONAL TITLE AGEN

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4657 E MONTGOMERY RD, 4657, CAVE CREEK, AZ 85331-5815

Transferred To (Grantee/Buyer)

NameVerified Name
Address4657 E MONTGOMERY RD, CAVE CREEK, AZ 85331-5815

Mortgage

Document Number0000728304
DateOct 2, 2017
Instrument2017-0728304
Lender
NameHOMEOWNERS FINANCIAL GROUP USA LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 4657 E Montgomery Rd was $2,208.

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityPhoenix City
Unified School DistrictCave Creek Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$66,970$669,700 Land $133,900 Building $535,800
2025$2,208.00
2024$68,450$684,500 Land $136,900 Building $547,600
2023$2,736.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4657 E Montgomery Rd in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4657 E Montgomery Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 98.9% of Arizona
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PHOENIX
serves 1,695,000 people · EPA ID AZ0407025
Water SourceSurface water
Last State InspectionDec 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Jan 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Fiber · Cable in parts of the area
2,000 / 35
AirFiber WISP
Fixed Wireless
1,000 / 500
BAM Broadband
Fixed Wireless · not low latency
1,000 / 100
Verizon
Fixed Wireless
300 / 20
Mojo Broadband
Fixed Wireless
250 / 50
CenturyLink
DSL
140 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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