5235 Downey Ave, Independence, MO 64055 Property Records

Jackson County property record for 5235 Downey Ave, Independence, MO 64055

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,558 sqft · built 1999
Lot Size	0.142 acres (6,184 sqft)
Owner	2 Individual Names on File
Last Sale	$448,542 (Jun 2026)
Tax Bill	$3,950 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Mar 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`34-920-11-50`

Property Details

APN / Parcel Number

Primary APN	`34-920-11-50`
Alternative APNs	`34-920-11-50-00-0-00-000` `34920115000000001` `1419888`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,558 sqft Living Area
1st Floor Area	1,552 sqft
Basement Area	1,552 sqft
Finished Basement	1,164 sqft
Unfinished Basement	388 sqft
Flooring	Carpet

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,184 sqft (0.142 acres)
View / Lot	Interior
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	116 sqft
Deck Area	150 sqft
Patio Area	166 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1419888
Street Address	5235 DOWNEY AVE
City	INDEPENDENCE
State	MO
Zip	64055-6345
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COUNTRY MEADOWS SOUTH 5TH PHASE PUD LOTS 30-38---LOT 33
Legal Subdivision	COUNTRY MEADOWS SOUTH 5TH PHASE PUD
Legal Block	1
Legal Lot Number	33
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	1
Census Block	1006
Census Tract	14504

Owner

5235 Downey Ave is owned and occupied by two individuals who bought it in June 2026.

Source: Jackson County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	5235 DOWNEY AVE, INDEPENDENCE, MO 64055-6345
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2026	Warranty Deed, Transfer · Conventional Mortgage FINANCIAL CORPORATION
Mar 24, 2017	Deed of Trust, Mortgage US BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2026 · Amount on File
Deed Sale	Jun 16, 2026 · Amount on File
Prior Sale	Dec 5, 2008 · Amount on File
Deed Document Number	202644884
Prior Transfer Date	Jan 21, 2021
Prior Transfer Doc	00E0006919
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Jun 16, 2026
Property Address	5235 DOWNEY AVE, INDEPENDENCE, MO 64055-6345
Document Number	0000044884
Instrument Date	Jun 12, 2026
Instrument	202644884
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	NATIONS TITLE, ALLIANCE NATIONAL TITLE AGENCY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5235 DOWNEY AVE, INDEPENDENCE, MO 64055-6345

Mortgage

Document Number	0000044885,
Date	Jun 16, 2026
Instrument	2026E44885

Lender

Name	FINANCIAL CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	5235 DOWNEY AVE, INDEPENDENCE, MO 64055-6345
Document Number	0000E28235
Instrument Date	Mar 24, 2017
Transaction Type	Mortgage
Record Updated	Jun 14, 2017
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5235 DOWNEY AVE INDEPENDENCE MO 640556345, INDEPENDENCE, MO 64055-6345

Mortgage

Document Number	0000E28235
Date	Mar 31, 2017
Instrument	28235E

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 30, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 5235 Downey Ave was $3,950, down 22% from the year before.

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$55,280 (-) Land $6,492 Building $48,788	$290,950 (-)
2025	$3,950.00 (-22%)	$55,280 Land $6,492 Building $48,788	$290,950
2024	$5,064.00 (+2.32%)
2023	$4,949.00	$73,104 Land $11,166 Building $61,938	$384,760

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5235 Downey Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Aug 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5235 Downey Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber, Wisper ISP.

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