5234 Downey Ave, Independence, MO 64055 Property Records

Jackson County property record for 5234 Downey Ave, Independence, MO 64055

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,061 sqft · built 1987
Lot Size	0.036 acres (1,557 sqft)
Owner	2 Company Names on Record
Last Sale	$280,497 (May 2023)
Tax Bill	$2,022 (2025)
Deeds & Mortgages	May 2023 Mortgage Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`34-920-07-92`

Property Details

APN / Parcel Number

Primary APN	`34-920-07-92`
Alternative APNs	`34-920-07-92-00-0-00-000` `34920079200000001` `889512`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,061 sqft Living Area
Gross Area	1,567 sqft
1st Floor Area	1,061 sqft
Flooring	Carpet

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Steel Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	1,557 sqft (0.036 acres)
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	28 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	889512
Street Address	5234 DOWNEY AVE
City	INDEPENDENCE
State	MO
Zip	64055-6344
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COUNTRY MEADOWS PATIO HOMES 1ST PLAT UNIT 8
Legal Subdivision	COUNTRY MEADOWS PATIO HOMES 1ST PLAT
Legal Block	1
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	1
Census Block	1002
Census Tract	14504

Owner

Source: Jackson County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	5234 DOWNEY AVE, INDEPENDENCE, MO 64055-6344
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 31, 2023	Deed of Trust, Mortgage · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE INC
Mar 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF THE WEST
May 9, 2019	Warranty Deed, Transfer BANK OF THE WEST
Jan 17, 2019	Warranty Deed, Transfer SECURITY FIRST TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 30, 2023 · Amount on Record
Deed Sale	May 30, 2023 · Amount on Record
Prior Sale	May 9, 2019
Deed Document Number	202337256
Last Transfer Date	Sep 8, 2023
Transfer Doc	0000066280
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	5234 DOWNEY AVE, INDEPENDENCE, MO 64055-6344
Transaction Type	Mortgage
Record Updated	Jun 8, 2023
Title Company	SECURITY FIRST TITLE, SECURITY 1ST TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2219 N LIBERTY ST, INDEPENDENCE, MO 64050-1361

Mortgage

Document Number	00E0037715
Date	May 31, 2023
Instrument	2023E0037715

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	5234 DOWNEY AVE, INDEPENDENCE, MO 64055-6344
Transaction Type	Mortgage
Record Updated	Nov 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00E0026095
Date	Mar 11, 2021
Instrument	2021E0026095

Lender

Name	BANK OF THE WEST
Type	Bank
Address	OMAHA, NE 68154

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Mar 1, 2046

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	May 9, 2019
Property Address	5234 DOWNEY AVE, INDEPENDENCE, MO 64055-6344
Document Number	0000E33782
Instrument Date	May 2, 2019
Instrument	33782E
Transaction Type	Transfer
Record Updated	Jun 7, 2019
Title Company	FIRST UNITED TITLE AGENCY LLC, FIRST UNITED TITLE AGCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5234 DOWNEY AVE INDEPENDENCE MO 640556344, INDEPENDENCE, MO 64055-6344

Mortgage

Document Number	E35065
Date	May 9, 2019
Instrument	35065E

Lender

Name	BANK OF THE WEST
Type	Bank
Address	OMAHA, NE 68154

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 8, 2049

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Jan 17, 2019
Property Address	5234 DOWNEY AVE, INDEPENDENCE, MO 64055-6344
Document Number	0000E03935
Instrument Date	Jan 16, 2019
Instrument	3935E
Transaction Type	Transfer
Record Updated	Jun 10, 2019
Title Company	SECURITY FIRST TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5234 DOWNEY AVE INDEPENDENCE MO 640556344, INDEPENDENCE, MO 64055-6344

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$32,664 (-) Land $5,274 Building $27,390	$171,920 (-)
2025	$2,022.00 (+0.05%)	$32,664 (+11.96%) Land $5,274 Building $27,390	$171,920 (+11.96%)
2024	$2,021.00 (+2.33%)
2023	$1,975.00	$29,175 Land $4,471 Building $24,704	$153,550

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Aug 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber, Wisper ISP.

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