5233 E Washburn Rd, Waterloo, IA 50701 Property Records

Black Hawk County property record for 5233 E Washburn Rd, Waterloo, IA 50701

Property Summary

Property TypeSingle Family Home
Details1 bd · 3 ba · 1,504 sqft · built 1972
Lot Size3.01 acres (131,115 sqft)
Owner2 Individual Names on Record
Tax Bill$3,988 (2025)
Deeds & MortgagesJan 2020 Mortgage
Sep 2019 Refinance
Flood ZoneZone X (moderate risk)
APN8812-21-376-009

Property Details

APN / Parcel Number

Primary APN8812-21-376-009

Interior

Bedrooms1 Bed
Full Baths3 Baths
Half Baths2 Half Baths
Total Rooms4 Rooms
Building Area1,504 sqft Living Area
1st Floor Area1,504 sqft
Basement Area1,504 sqft
Finished Basement1,300 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Architectural StyleSplit Foyer
Exterior MaterialComposition/Composite
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area131,115 sqft (3.01 acres)
Garage TypeMixed
Garage Area1,348 sqft
Parking Spaces4 Parking Spaces
Deck Area264 sqft
Patio Area264 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address5233 E WASHBURN RD
CityWATERLOO
StateIA
Zip50701-9177
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionE 1/2 SW 1/4 SEC 21 T 88 R 12 EXC N 2000 FT & EXC E 833 FT & EXC THAT PART DEEDED TO BLACK HAWK CO FOR RD B 110 P 339 & EXC
Legal Range12W
Legal Township88N
Legal Section21
JurisdictionBLACK HAWK IA
Township / Civil DivisionCEDAR
Census Block Group1
Census Block1002
Census Tract2902

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address5233 E WASHBURN RD, WATERLOO, IA 50701-9177
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 14, 2020Deed of Trust, Mortgage · VA Mortgage
QUICKEN LOANS INC
Sep 16, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
VERIDIAN CREDIT UNION

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address5233 E WASHBURN RD, WATERLOO, IA 50701-9177
Transaction TypeMortgage
Record UpdatedFeb 11, 2020

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number20202000012521
DateJan 14, 2020
Instrument20202000012521
Lender
NameQUICKEN LOANS INC
TypeLending Institution
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2050

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address5233 E WASHBURN RD, WATERLOO, IA 50701-9177
Transaction TypeMortgage
Record UpdatedOct 16, 2019

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202000004977
DateSep 16, 2019
Instrument202000004977
Lender
NameVERIDIAN CREDIT UNION
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term121 Months
DueOct 1, 2029

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,988.00 (+0.4%) Homeowner's exemption$341,100 (+6.58%) Land $72,000 Building $269,100$341,100 (+6.58%) Land $72,000 Building $269,100
2024$3,972.00 (+26.34%)
2023$320,030 (+32.04%) Land $60,000 Building $260,030$320,030 (+32.04%) Land $60,000 Building $260,030
2022$3,144.00 Homeowner's exemption$242,370 Land $48,000 Building $194,370
2021$242,370 Land $48,000 Building $194,370

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Nearby Flood Policies13 in force
Nearby Flood Claims21 (1993–2016)
Claims Outside the SFHA3 of 21
Most Recent ClaimSep 2016 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Sep 2016 · 6 claims
  • Severe Storms, Flooding, And Tornadoes, Jul 2010 · 2 claims
  • Severe Storms, Tornadoes, And Flooding, Jun 2008 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 71% of Iowa
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable
1,000 / 50
Alpine Communications
Fiber
500 / 500
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130

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