5228 E Washburn Rd, Waterloo, IA 50701 Property Records

Black Hawk County property record for 5228 E Washburn Rd, Waterloo, IA 50701

Property Summary

Property TypeRural Home
Details3 bd · 1 ba · 1,004 sqft · built 1910
Lot Size28.5 acres (1,244,509 sqft)
Owner2 Trust Names on File
Tax Bill$2,036 (2025)
Flood ZoneZone AE (high risk)
APN8812-28-126-010

Property Details

APN / Parcel Number

Primary APN8812-28-126-010

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,004 sqft Living Area
1st Floor Area560 sqft
Basement Area560 sqft
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area1,244,509 sqft (28.5 acres)
Garage TypeDetached
Garage Area924 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

PorchEnclosed Porch
Porch Area273 sqft
Deck Area104 sqft
Patio Area184 sqft
GranaryGranary
Lean-ToLean-To
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHVAC

Location & Zoning

Street Address5228 E WASHBURN RD
CityWATERLOO
StateIA
Zip50701-9177
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionNE NW SEC 28 T 88 R 12 EXC COM AT A PT 33 FT S & 546 FT W FROM NE COR NE NW TH W 90 FT PAR TO THE N LINE OF NE NW TH S 130 FT
Legal Range12W
Legal Township88N
Legal Section28
JurisdictionBLACK HAWK IA
Township / Civil DivisionCEDAR
Census Block Group1
Census Block1011
Census Tract2902

Owner

5228 E Washburn Rd, a rural home, is held in a trust since June 2025.

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Trust Names on File
Mailing Address5322 E WASHBURN RD, WATERLOO, IA 50701-9177
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateJun 25, 2025
Transfer Doc0000009131
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 5228 E Washburn Rd was $2,036, down 1.4% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,036.00 (-1.36%)$152,160 Land $46,010 Building $106,150$152,160 Land $46,010 Building $106,150
2024$2,064.00
2023$137,480 (-9.21%) Land $35,890 Building $101,590$137,480 Land $35,890 Building $101,590
2022$2,258.00 Additional exemption filed$151,430 Land $29,430 Building $122,000
2021$151,430 Land $29,430 Building $122,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5228 E Washburn Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 13 policies
Nearby Flood Policies13 in force
Nearby Flood Claims21 (1993–2016)
Claims Outside the SFHA3 of 21
Most Recent ClaimSep 2016 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Sep 2016 · 6 claims
  • Severe Storms, Flooding, And Tornadoes, Jul 2010 · 2 claims
  • Severe Storms, Tornadoes, And Flooding, Jun 2008 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5228 E Washburn Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable
1,000 / 50
Alpine Communications
Fiber
500 / 500
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130

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