5232 Palmera Dr, Oceanside, CA 92056 Property Records

San Diego County property record for 5232 Palmera Dr, Oceanside, CA 92056 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,983 sqft · built 1999
Lot Size0.169 acres (7,358 sqft)
Owner2 Individual Names on File
Last Sale$1,200,000 (Jul 2025)
Tax Bill$9,583 (2025)
Deeds & MortgagesApr 2026 Mortgage
Oct 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN158-661-10-00

Property Details

APN / Parcel Number

Primary APN158-661-10-00

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area1,983 sqft Living Area

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Lot Area7,358 sqft (0.169 acres)
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address5232 PALMERA DR
CityOCEANSIDE
StateCA
Zip92056-2116
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 78 TR 013461
Legal SubdivisionMISSION SANTA FE
Legal Tract013461
Legal Block3
Legal Lot Number78
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group3
Census Block3000
Census Tract19301

Owner

Source: San Diego County records · APN 158-661-10-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2835 E PRADO CT, 214, CARLSBAD, CA 92010-6582
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Apr 06, 2026Deed of Trust, Mortgage · VA Mortgage
UNITED BY LENDING INC
Oct 13, 2017Deed of Trust, Mortgage · Conventional Mortgage
POINT LOMA CU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 31, 2025 · Amount on Record
Deed SaleJul 31, 2025 · Amount on Record
Prior SaleMay 24, 2006 · Amount on Record
Deed Document Number2025210117
Prior Transfer DateFeb 11, 1999
Prior Transfer Doc0000164154
Record UpdatedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Recording DateApr 06, 2026
Property Address5232 PALMERA DR, OCEANSIDE, CA 92056-2116
Document Number0000093857
Instrument DateApr 01, 2026
Instrument202693857
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyLAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property, 149
Address5232 PALMERA DR, OCEANSIDE, CA 92056-2116

Mortgage

Document Number0000093857,
DateApr 06, 2026
Instrument202693857
Lender
NameUNITED BY LENDING INC
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2056
Interest
Rate6%
Max Rate-1%

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address5232 PALMERA DR, OCEANSIDE, CA 92056-2116
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanySTEWART TITLE OF CALIFORNIA

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000476438
DateOct 13, 2017
Instrument2017-0476438
Lender
NamePOINT LOMA CU
TypeCredit Union
AddressSAN DIEGO, CA 92123
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueOct 15, 2027

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictVista Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$1,200,000 (+43.47%) Land $1,000,000 Building $200,000
2025$9,583.00 (+5.95%)$836,402 (+4.04%) Land $478,296 Building $358,106
2024$9,045.00 (+2.42%)
2023$8,831.00 (+0.26%) Homeowner's exemption$803,925 Land $459,724 Building $344,201
2022$8,808.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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