San Diego County property record for 5228 Palmera Dr, Oceanside, CA 92056
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,665 sqft · built 1996 |
| Lot Size | 0.19 acres (8,290 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $1,225,000 (Apr 2022) |
| Tax Bill | $14,898 (2025) |
| Deeds & Mortgages | Apr 2022 Transfer Apr 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 158-620-13-00 |
| Primary APN | 158-620-13-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,665 sqft Living Area |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Lot Area | 8,290 sqft (0.19 acres) |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 5228 PALMERA DR |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92056-2116 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RE-B-HD |
| Legal Description | LOT 13 TR 013241 |
| Legal Subdivision | PALMERA |
| Legal Tract | 013241 |
| Legal Block | 3 |
| Legal Lot Number | 13 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 19301 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5228 PALMERA DR, OCEANSIDE, CA 92056-2116 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Apr 14, 2022 | Intrafamily Transfer, Transfer CHICAGO TITLE COMPANY-SD, CHICAGO TITLE COMPANY SD |
| Apr 14, 2022 | Grant Deed, Transfer · VA Mortgage ROCKET MORTGAGE LLC |
| Oct 1, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MISSION FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 14, 2022 · Amount on Record |
| Deed Sale | Apr 14, 2022 · Amount on Record |
| Prior Sale | May 2, 2003 · Amount on Record |
| Deed Document Number | 2022163573 |
| Prior Transfer Date | Apr 5, 2022 |
| Prior Transfer Doc | 0000163572 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Apr 14, 2022 |
| Property Address | 5228 PALMERA DR, OCEANSIDE, CA 92056-2116 |
| Document Number | 0000163572 |
| Map Reference | MAP 13241 |
| Instrument Date | Apr 5, 2022 |
| Instrument | 2022-0163572 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2022 |
| Title Company | CHICAGO TITLE COMPANY-SD, CHICAGO TITLE COMPANY SD |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5228 PALMERA DR, OCEANSIDE, CA 92056-2116 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Apr 14, 2022 |
| Property Address | 5228 PALMERA DR, OCEANSIDE, CA 92056-2116 |
| Document Number | 0000163573 |
| Map Reference | MAP 13241 |
| Instrument Date | Mar 22, 2022 |
| Instrument | 2022-0163573 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2022 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5228 PALMERA DR, OCEANSIDE, CA 92056-2116 |
| Document Number | 0000163574 |
|---|---|
| Date | Apr 14, 2022 |
| Instrument | 2022-0163574 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 5228 PALMERA DR, OCEANSIDE, CA 92056-2116 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIDELITY NATL TTL SAN DIEGO |
| Name | Verified Name |
|---|---|
| Address | 5228 PALMERA DR, OCEANSIDE, CA 92056-2116 |
| Document Number | 0000592925 |
|---|---|
| Date | Oct 1, 2020 |
| Instrument | 2020-0592925 |
| Name | MISSION FCU |
|---|---|
| Type | Credit Union |
| Address | SAN DIEGO, CA 92191 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2050 |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Vista Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,325,978 (+2%) Land $865,945 Building $460,033 | |
| 2025 | $14,898.00 (+5.98%) | $1,299,979 (+15.55%) Land $848,966 Building $451,013 |
| 2024 | $14,058.00 (+13.56%) | |
| 2023 | $12,379.00 (+67.53%) | $1,125,000 Land $734,000 Building $391,000 |
| 2022 | $7,389.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 584 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Fiber · Cable in parts of the area | 2,000 / 35 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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