5232 Oakhurst Dr, Cambria, CA 93428 Property Records

San Luis Obispo County property record for 5232 Oakhurst Dr, Cambria, CA 93428

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,487 sqft · built 1962
Lot Size	0.206 acres (8,960 sqft)
Owner	Company Name on Record
Last Sale	$1,085,000 (Sep 2021)
Tax Bill	$8,575 (2025)
Deeds & Mortgages	Mar 2022 Transfer Sep 2021 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`013-311-005`

Property Details

APN / Parcel Number

Primary APN	`013-311-005`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,487 sqft Living Area
1st Floor Area	1,487 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Construction Type	Wood
Lot Area	8,960 sqft (0.206 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	5232 OAKHURST DR
City	CAMBRIA
State	CA
Zip	93428-2919
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	TR 112 BL 7 LT 4
Legal Subdivision	TRACT 112
Legal Tract	112
Legal Block	7
Legal Lot Number	4
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	1
Census Block	1010
Census Tract	10404

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	5232 OAKHURST DR, CAMBRIA, CA 93428-2919
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2022	Correction Deed PLACER TITLE COMPANY
Sep 9, 2021	Grant Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Feb 13, 2019	Deed of Trust, Mortgage · Commercial Mortgage PACIFIC PREMIER BANK
Nov 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage ENVOY MORTGAGE LTD
Jul 11, 2018	Affidavit of Death, Transfer ATTORNEY ONLY
Jul 11, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Jul 11, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 9, 2021 · Amount on Record
Deed Sale	Sep 9, 2021 · Amount on Record
Deed Document Number	202162033
Last Transfer Date	Dec 7, 2021
Transfer Doc	0000009790
Record Updated	Sep 20, 2026

March 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Mar 3, 2022
Property Address	5232 OAKHURST DR, CAMBRIA, CA 93428-2919
Document Number	0000009790
Map Reference	MB 5 PG 113
Instrument Date	Dec 7, 2021
Instrument	2022009790
Record Updated	Jun 7, 2023
Title Company	PLACER TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35466 W SPRUCE AVE, FRESNO, CA 93711

September 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Sep 9, 2021
Property Address	5232 OAKHURST DR, CAMBRIA, CA 93428-2919
Document Number	0000062033
Map Reference	MB 5 PG 113
Instrument Date	Jul 26, 2021
Instrument	2021062033
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3566 W SPRUCE AVE, FRESNO, CA 93711-0691

Mortgage

Document Number	0000062034
Date	Sep 9, 2021
Instrument	2021062034

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	5232 OAKHURST DR, CAMBRIA, CA 93428-2919
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004963
Date	Feb 13, 2019
Instrument	2019004963

Lender

Name	PACIFIC PREMIER BANK
Type	Bank
Address	IRVINE, CA 92614

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	5232 OAKHURST DR, CAMBRIA, CA 93428-2919
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5232 OAKHURST DR, CAMBRIA, CA 93428-2919

Mortgage

Document Number	0000064342
Date	Nov 9, 2020
Instrument	2020064342

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company
Address	HOUSTON, TX 77043

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

July 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jul 11, 2018
Property Address	5232 OAKHURST DR, CAMBRIA, CA 93428-2919
Document Number	0000028262
Instrument Date	Jul 3, 2018
Instrument	28262
Transaction Type	Transfer
Record Updated	Jul 18, 2018
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5232 OAKHURST DR CAMBRIA CA 934282919, CAMBRIA, CA 93428-2919

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jul 11, 2018
Property Address	5232 OAKHURST DR, CAMBRIA, CA 93428-2919
Document Number	0000028264
Instrument Date	Jul 3, 2018
Instrument	28264
Transaction Type	Transfer
Record Updated	Jul 18, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	5232 OAKHURST DR CAMBRIA CA 934282919, CAMBRIA, CA 93428-2919

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jul 11, 2018
Property Address	5232 OAKHURST DR, CAMBRIA, CA 93428-2919
Document Number	0000028263
Instrument Date	Jul 3, 2018
Instrument	28263
Transaction Type	Transfer
Record Updated	Jul 18, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	5232 OAKHURST DR CAMBRIA CA 934282919, CAMBRIA, CA 93428-2919

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Coast Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$803,143 (+2%) Land $416,517 Building $386,626
2025	$8,575.00 (-28.56%) Homeowner's exemption	$787,396 (-28.85%) Land $408,350 Building $379,046
2023	$12,003.00 (+1.99%)	$1,106,700 Land $612,000 Building $494,700
2022	$11,769.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	21 (1986–2026)
Claims Outside the SFHA	4 of 21
Most Recent Claim	Jan 2026 · rainfall accumulation
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 3 claims Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · lower than 61% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAMBRIA COMM SERVICES DIST serves 6,038 people · EPA ID CA4010014
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Astound Broadband.

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