5225 Oakhurst Dr, Cambria, CA 93428 Property Records

San Luis Obispo County property record for 5225 Oakhurst Dr, Cambria, CA 93428

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,611 sqft · built 2002
Lot Size	1.36 acres (59,242 sqft)
Owner	Company Name on File
Last Sale	$860,000 (Nov 2018)
Tax Bill	$10,388 (2025)
Deeds & Mortgages	Jun 2019 Mortgage Jul 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`013-294-021`

Property Details

APN / Parcel Number

Primary APN	`013-294-021`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,611 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Construction Type	Wood
Lot Area	59,242 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	5225 OAKHURST DR
City	CAMBRIA
State	CA
Zip	93428-2918
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	TR 112 PTN PARK BL 4
Legal Subdivision	112 PINE KNOLLS ESTATES
Legal Tract	112
Legal Block	4
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	1
Census Block	1009
Census Tract	10404

Owner

5225 Oakhurst Dr is owned by a company that acquired it in April 2019 and is owner-occupied.

Source: San Luis Obispo County records, as of August 6, 2026

Owner of Record	Company Name on File
Mailing Address	5225 OAKHURST DR, CAMBRIA, CA 93428-2918
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2019	Deed of Trust, Mortgage · Conventional Mortgage LENDUS LLC
Jul 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE
Apr 15, 2019	Correction Deed PLACER TITLE COMPANY, PLACER TITLE CO.
Nov 13, 2018	Grant Deed, Transfer · Conventional Mortgage LENDUS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 13, 2018 · Amount on File
Deed Sale	Nov 13, 2018 · Amount on File
Prior Sale	Nov 9, 2000 · Amount on File
Deed Document Number	201847094
Last Transfer Date	Apr 2, 2019
Transfer Doc	0000013374
Record Updated	Oct 29, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	5225 OAKHURST DR, CAMBRIA, CA 93428-2918
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023866
Date	Jun 21, 2019
Instrument	2019023866

Lender

Name	LENDUS LLC
Type	Mortgage Company
Address	ALAMO, CA 94507

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	354 Months
Due	Dec 1, 2048

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	5225 OAKHURST DR, CAMBRIA, CA 93428-2918
Document Number	0000036679
Instrument Date	Jul 15, 2020
Transaction Type	Mortgage
Record Updated	Jul 29, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	5225 OAKHURST DR CAMBRIA CA 934282918, CAMBRIA, CA 93428-2918

Mortgage

Document Number	0000036679
Date	Jul 20, 2020
Instrument	36679

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 19, 2050

April 2019: Correction Deed

Document Type	Correction Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Apr 15, 2019
Property Address	5225 OAKHURST DR, CAMBRIA, CA 93428-2918
Document Number	0000013374
Instrument Date	Apr 2, 2019
Instrument	13374
Record Updated	Apr 24, 2019
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	5225 OAKHURST DR CAMBRIA CA 934282918, CAMBRIA, CA 93428-2918

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Nov 13, 2018
Property Address	5225 OAKHURST DR, CAMBRIA, CA 93428-2918
Document Number	0000047094
Map Reference	MB5 PG113
Instrument Date	Sep 26, 2018
Instrument	2018047094
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	PLACER TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	5225 OAKHURST DR, CAMBRIA, CA 93428-2918

Mortgage

Document Number	0000047095
Date	Nov 13, 2018
Instrument	2018047095

Lender

Name	LENDUS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 5225 Oakhurst Dr was $10,388 with a homeowner's exemption.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Coast Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$978,528 (+2%) Land $398,237 Building $580,291
2025	$10,388.00 Homeowner's exemption	$959,342 Land $390,429 Building $568,913
2023	$9,981.00 (+2%) Homeowner's exemption	$922,091 Land $375,269 Building $546,822
2022	$9,785.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 5225 Oakhurst Dr in Zone X, an area of minimal flood risk, though there have been 21 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	21 (1986–2026)
Claims Outside the SFHA	4 of 21
Most Recent Claim	Jan 2026 · rainfall accumulation
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 3 claims Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5225 Oakhurst Dr is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · lower than 61% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAMBRIA COMM SERVICES DIST serves 6,038 people · EPA ID CA4010014
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Astound Broadband.

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