Lorain County property record for 5232 Cardinal Ct, Lorain, OH 44053 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2007 |
| Square Footage | 1,914 sqft Living Area |
| Lot Size | 9,003 sqft (0.207 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $349,900 (2021) |
| Tax Bill | $4,170.00 (2024) |
| Primary APN | 02-03-001-105-024 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,914 sqft Living Area |
| Gross Area | 2,614 sqft Gross Area |
| 1st Floor | 1,914 sqft 1st Floor |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Conventional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Lot Area | 9,003 sqft (0.207 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 550 sqft Garage |
| Deck Area | 434 sqft Deck |
| Patio Area | 434 sqft Patio |
| Porch Area | 231 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 5232 CARDINAL CT |
|---|---|
| City | LORAIN |
| State | OH |
| Zip | 44053-1400 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | MANORS AT MORNINGSIDE SUB 54.95 X 117.02 |
| Legal Subdivision | MANORS AT MORNINGSIDE SUB |
| Legal Tract | 3 |
| Legal Block | 105 |
| Legal Lot Number | 8 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | LORAIN |
| Census Blockgroup | 1 |
| Census Block | 1016 |
| Census Tract | 97202 |
Source: Lorain County records · APN 02-03-001-105-024
Assessment roll updated May 16, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 5232 CARDINAL CT, LORAIN, OH 44053-1400 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Owner is a Trust, Trust |
| Date | Document |
|---|---|
| Nov 24, 2021 | Intrafamily Transfer, Transfer |
| Jun 04, 2021 | Warranty Deed, Transfer · Adjustable Rate Mortgage (ARM) THIRD FSLA OF CLEVELAND |
| Jul 27, 2020 | Deed of Trust, Mortgage · Conventional Mortgage THIRD FED'L S&L ASSN/CLEVELAND |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 04, 2021 · Amount on Record |
| Deed Sale | Jun 04, 2021 · Amount on Record |
| Prior Sale | Apr 07, 2008 · Amount on Record |
| Deed Doc Number | 2021821482 |
| Last Transfer Date | Nov 10, 2021 |
| Transfer Doc | 20210851011 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Nov 24, 2021 |
| Property Address | 5232 CARDINAL CT, LORAIN, OH 44053-1400 |
| Document Number | 20210851011 |
| Map Reference | VOL 85 PG 57 |
| Instrument Date | Nov 10, 2021 |
| Instrument | 2021-0851011 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5232 CARDINAL CT, LORAIN, OH 44053-1400 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Jun 04, 2021 |
| Property Address | 5232 CARDINAL CT, LORAIN, OH 44053-1400 |
| Document Number | 20210821482 |
| Map Reference | VOL 85 PG 57 |
| Instrument Date | Jun 03, 2021 |
| Instrument | 2021-0821482 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5232 CARDINAL CT, LORAIN, OH 44053-1400 |
| Document Number | 20210821483 |
|---|---|
| Date | Jun 04, 2021 |
| Instrument | 2021-0821483 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.49% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | Jul 01, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 2% |
| Max Rate At Change | 6% |
| Index | Prime Rate |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 5232 CARDINAL CT, LORAIN, OH 44053-1400 |
| Document Number | 0000772548 |
| Instrument Date | Jul 27, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2020 |
| Title Company | THIRD CAPITAL TITLE NEO, THIRD CAP TITLE NEO |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 5232 CARDINAL CT LORAIN OH 440531400, LORAIN, OH 44053-1400 |
| Document Number | 0000772548 |
|---|---|
| Date | Aug 05, 2020 |
| Instrument | 772548 |
| Name | THIRD FED'L S&L ASSN/CLEVELAND |
|---|---|
| Address | CLEVELAND, OH 44105 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 04, 2050 |
Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Lorain City |
| Unified School District | Lorain City School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,867.00 (-7.27%) Homeowner's exemption | $101,140 (-) Land $22,750 Building $78,390 | $288,970 (-) Land $65,000 Building $223,970 |
| 2024 | $4,170.00 (+152.27%) | $101,140 (+215.12%) Land $22,750 Building $78,390 | $288,970 (+215.13%) Land $65,000 Building $223,970 |
| 2023 | $1,653.00 (+0.92%) | $32,096 (-0.01%) Land $25,827 Building $6,269 | $91,700 (-) Land $73,790 Building $17,910 |
| 2022 | $1,638.00 | $32,100 Land $25,830 Building $6,270 | |
| 2021 | $91,700 Land $73,790 Building $17,910 |
Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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