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5190 Cardinal Ct, Lorain, OH 44053 Property Records

Lorain County property record for 5190 Cardinal Ct, Lorain, OH 44053 · Last verified March 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms2 Baths
Year BuiltBuilt 2008
Square Footage1,742 sqft Living Area
GarageAttached, 440 sqft
OccupancyOwner Occupied
Last Sale$249,000 (2019)
Tax Bill$3,152.00 (2025)

Property Details

APN / Parcel Number

Primary APN02-03-001-105-028

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Building Area1,742 sqft Living Area
1st Floor1,742 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 2008
Architectural StyleConventional Style
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Foundation TypeRaised Foundation
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area440 sqft Garage

Exterior Amenities

Deck Area168 sqft Deck
Patio Area168 sqft Patio
PorchOpen Porch
Porch Area160 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address5190 CARDINAL CT
CityLORAIN
StateOH
Zip44053-1495
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionMANORS AT MORNINGSIDE SUB 54.92 X 145.54
Legal SubdivisionMANORS AT MORNINGSIDE SUBDIVISION
Legal Lot Number12
JurisdictionLORAIN OH
Minor Civil DivisionLORAIN
Census Blockgroup1
Census Block1016
Census Tract97202

Owner

Source: Lorain County records · APN 02-03-001-105-028

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address5190 CARDINAL CT, LORAIN, OH 44053-1495
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 10, 2023Deed of Trust, Mortgage · Line of Credit
PNC BANK NA
Dec 08, 2020Grant Deed, Transfer
PNC BK
Jul 01, 2019Grant Deed, Transfer
EXAMCO TITLE SERVICES, EXAMCO TITLE SVCS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 01, 2019 · Amount on Record
Deed SaleJul 01, 2019 · Amount on Record
Prior SaleJul 01, 2019 · Amount on Record
Deed Doc Number0000720292
Last Transfer DateDec 08, 2020
Transfer Doc0000792647
Record RefreshedJun 08, 2026

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address5190 CARDINAL CT, LORAIN, OH 44053-1495
Transaction TypeMortgage
Record UpdatedFeb 20, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address5190 CARDINAL CT, LORAIN, OH 44053-1495

Mortgage

Document Number0000906310
DateFeb 10, 2023
Instrument2023-0906310
Lender
NamePNC BANK NA
TypeBank
AddressWILMINGTON, DE 19801
Agreement
TypeLine of Credit
AmountAmount Recorded
Term480 Months
DueFeb 01, 2063
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

December 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionLORAIN OH
Recording DateDec 08, 2020
Property Address5190 CARDINAL CT, LORAIN, OH 44053-1495
Document Number0000792647
Instrument DateDec 07, 2020
Instrument792647
Transaction TypeTransfer
Record UpdatedDec 18, 2020
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address5190 CARDINAL CT LORAIN OH 440531495, LORAIN, OH 44053-1495

Mortgage

Document Number792648
DateDec 08, 2020
Instrument792648
Lender
NamePNC BK
TypeBank
AddressMIAMISBURG, OH 45342
Agreement
AmountAmount Recorded
Term360 Months
DueDec 07, 2050

July 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionLORAIN OH
Recording DateJul 01, 2019
Property Address5190 CARDINAL CT, LORAIN, OH 44053-1495
Document Number0000720292
Instrument DateJun 24, 2019
Instrument720292
Transaction TypeTransfer
Record UpdatedJul 11, 2019
Title CompanyEXAMCO TITLE SERVICES, EXAMCO TITLE SVCS

Transaction

AmountAmount Recorded
Tax$996.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5190 CARDINAL CT LORAIN OH 440531495, LORAIN, OH 44053-1495

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
MunicipalityLorain City
Unified School DistrictLorain City School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,152.00$82,440 (%) Land $22,750 Building $59,690$235,550 (-) Land $65,000 Building $170,550
2024$3,152.00 (+136.99%)$82,443 (+219.21%) Land $22,750 Building $59,693$235,550 (+219.22%) Land $65,000 Building $170,550
2023$1,330.00 (+0.91%)$25,827 (-0.01%) Land $25,827$73,790 (-) Land $73,790
2022$1,318.00$25,830 Land $25,830
2021$73,790 Land $73,790

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 64% of Ohio
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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