Ramsey County property record for 5231 Summit St, Saint Paul, MN 55110
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 970 sqft · built 1928 |
| Lot Size | 0.395 acres (17,200 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,068 (2025) |
| Deeds & Mortgages | Sep 2019 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-30-22-32-0068 |
| Primary APN | 11-30-22-32-0068 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 970 sqft Living Area |
| 1st Floor Area | 970 sqft |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Ranch |
| Exterior Material | Combination |
| Construction Type | Wood |
| Lot Area | 17,200 sqft (0.395 acres) |
| Lot Dimensions | 215 ft deep x 80 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 501898 |
|---|---|
| Street Address | 5231 SUMMIT ST |
| City | SAINT PAUL |
| State | MN |
| Zip | 55110-6535 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MILNERS LAKE ADDITION TO,BALD COM AT MOST ELY COR OF BLK 2 TH SWLY ...PART OF LOTS 16 THRU 19, BLOCK 2 |
| Legal Range | 22 |
| Legal Township | 30 |
| Legal Section | 11 |
| Legal Subdivision | MILNERS LAKE ADDITION TO,BALD |
| Legal Block | 2 |
| Legal Lot Number | 16 |
| Jurisdiction | RAMSEY MN |
| Township / Civil Division | WHITE BEAR |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 40101 |
5231 Summit St is owned and occupied by an individual.
Source: Ramsey County records, as of August 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5231 SUMMIT ST, SAINT PAUL, MN 55110-6535 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Sep 30, 2019 |
| Property Address | 5231 SUMMIT ST, SAINT PAUL, MN 55110-6535 |
| Instrument Date | Sep 11, 2019 |
| Instrument | 4776180 |
| Transaction Type | Construction Loan |
| Record Updated | Oct 18, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 5231 SUMMIT ST ST PAUL MN 551106535, ST PAUL, MN 55110-6535 |
| Document Number | 0004776180 |
|---|---|
| Date | Sep 30, 2019 |
| Instrument | 4776180 |
| Name | RAMSEY CNTY CMNTY & ECONOMIC D |
|---|---|
| Address | 15 KELLOGG BLVD W, ST PAUL, MN 55102-1635 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Sep 29, 2020 |
The 2025 property tax bill for 5231 Summit St was $3,068 with a homeowner's exemption.
Source: Ramsey County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Ramsey County |
| County Subdivision | White Bear Township |
| Unified School District | White Bear Lake School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $248,300 Land $70,200 Building $178,100 | $248,300 Land $70,200 Building $178,100 | |
| 2025 | $3,068.00 | ||
| 2023 | $2,832.00 Homeowner's exemption | $211,300 Land $70,200 Building $141,100 | $211,300 Land $70,200 Building $141,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5231 Summit St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5231 Summit St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 92% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | White Bear Township serves 11,699 people · EPA ID MN1620025 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: CenturyLink.
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