5192 Summit St, Saint Paul, MN 55110 Property Records

Ramsey County property record for 5192 Summit St, Saint Paul, MN 55110

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,216 sqft · built 1939
Lot Size0.161 acres (7,000 sqft)
Owner2 Individual Names on File
Last Sale$176,000 (Oct 2003)
Tax Bill$5,558 (2025)
Deeds & MortgagesMay 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN11-30-22-32-0018

Property Details

APN / Parcel Number

Primary APN11-30-22-32-0018
Alternative APNs
  • 8606865
  • 673922

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,216 sqft Living Area
1st Floor Area1,032 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1939
Effective Year BuiltEffective 1959
Architectural StyleBungalow
Exterior MaterialCombination
Construction TypeWood
Lot Area7,000 sqft (0.161 acres)
Lot Dimensions140 ft deep x 50 ft wide
Garage TypeDetached
Garage Area594 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number673922
Street Address5192 SUMMIT ST
CitySAINT PAUL
StateMN
Zip55110-6537
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMILNERS LAKE ADDITION TO,BALD LOT 12 BLK 4
Legal Range22
Legal Township30
Legal Section11
Legal SubdivisionMILNERS LAKE ADDITION TO,BALD
Legal Block4
Legal Lot Number12
JurisdictionRAMSEY MN
Township / Civil DivisionWHITE BEAR
Census Block Group3
Census Block3011
Census Tract40102

Owner

5192 Summit St is owned and occupied by two individuals who bought it in October 2003.

Source: Ramsey County records, as of August 7, 2026

Owner of Record2 Individual Names on File
Mailing Address5192 SUMMIT ST, SAINT PAUL, MN 55110-6537
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 31, 2003 · Amount on File
Deed SaleOct 31, 2003 · Amount on File
Deed Document Number2003317948
Record UpdatedSep 20, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRAMSEY MN
Property Address5192 SUMMIT ST, SAINT PAUL, MN 55110-6537
Transaction TypeMortgage
Record UpdatedJul 31, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0T02731066
DateMay 2, 2022
InstrumentT02731066
Lender
NameBELL BANK
TypeBank
AddressFARGO, ND 58103
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 5192 Summit St was $5,558 with a homeowner's exemption.

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyRamsey County
County SubdivisionWhite Bear Township
Unified School DistrictWhite Bear Lake School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$262,400 Land $45,400 Building $217,000$262,400 Land $45,400 Building $217,000
2025$5,558.00
2023$4,958.00 Homeowner's exemption$230,800 Land $45,400 Building $185,400$230,800 Land $45,400 Building $185,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5192 Summit St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2025)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5192 Summit St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 92% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWhite Bear Township
serves 11,699 people · EPA ID MN1620025
Water SourceGroundwater
Last State InspectionJun 2025
Lead1 ppb (2020–2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: CenturyLink.

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