Rutherford County property record for 5231 Starnes Dr, Murfreesboro, TN 37128
| Property Type | Single Family Home |
|---|---|
| Details | 2,715 sqft · built 2007 |
| Lot Size | 0.179 acres (7,800 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $415,231 (Jul 2021) |
| Tax Bill | $2,939 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Jul 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 093C-E-079.00-000 |
| Primary APN | 093C-E-079.00-000 |
|---|---|
| Alternative APNs |
|
| Plumbing Fixtures | 9 Plumbing Fixtures |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,715 sqft Living Area |
| 1st Floor Area | 3,001 sqft |
| Upper Floors Area | 1,253 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Gravel |
| Lot Area | 7,800 sqft (0.179 acres) |
| Lot Dimensions | 120 ft deep x 65 ft wide |
| Garage Type | Attached |
| Garage Area | 840 sqft |
| Driveway | Driveway |
| Porch | Slab |
| Patio Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | R0095992 |
|---|---|
| Street Address | 5231 STARNES DR |
| City | MURFREESBORO |
| State | TN |
| Zip | 37128-4595 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 141 THE VILLAGES OF BERKSHIRE SEC 3 PB 30 PG 214 SPLIT OFF 93-4 FOR 2007 65 X 120 |
| Legal Subdivision | THE VILLAGES OF BERKSHIRE SEC 3 |
| Legal Lot Number | 141 |
| Jurisdiction | RUTHERFORD TN |
| Township / Civil Division | 20 |
| Census Block Group | 1 |
| Census Block | 1062 |
| Census Tract | 40808 |
5231 Starnes Dr is owned and occupied by two individuals who bought it in July 2021.
Source: Rutherford County records, as of August 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5231 STARNES DR, MURFREESBORO, TN 37128-4595 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 27, 2025 | Deed of Trust, Mortgage · Conventional Mortgage SOUTHEAST FINANCIAL CU |
| Jul 17, 2023 | Deed of Trust, Mortgage · Conventional Mortgage SOUTHEAST FINANCIAL CU |
| Jul 29, 2021 | Warranty Deed, Transfer · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE INC |
| Mar 1, 2017 | Warranty Deed, Transfer · FHA Mortgage BRIDGEVIEW BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 29, 2021 · Amount on File |
| Deed Sale | Jul 29, 2021 · Amount on File |
| Prior Sale | Mar 1, 2017 · Amount on File |
| Deed Document Number | 20212379145 |
| Deed Book / Page | 2116 / 3289 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RUTHERFORD TN |
| Property Address | 5231 STARNES DR, MURFREESBORO, TN 37128-4595 |
| Transaction Type | Mortgage |
| Record Updated | Nov 19, 2025 |
| Title Company | BRIDGEHOUSE TITLE |
| Name | Verified Name |
|---|
| Document Number | 0025851278 |
|---|---|
| Date | Oct 27, 2025 |
| Book Page | 2585/1278 |
| Instrument | 2619456 |
| Name | SOUTHEAST FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | FRANKLIN, TN 37064 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Nov 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RUTHERFORD TN |
| Property Address | 5231 STARNES DR, MURFREESBORO, TN 37128-4595 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2023 |
| Title Company | BRIDGEHOUSE TITLE |
| Name | Verified Name |
|---|
| Document Number | 0023601520 |
|---|---|
| Date | Jul 17, 2023 |
| Book Page | 2360/1520 |
| Instrument | 2504893 |
| Name | SOUTHEAST FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | FRANKLIN, TN 37064 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Aug 1, 2033 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RUTHERFORD TN |
| Recording Date | Jul 29, 2021 |
| Property Address | 5231 STARNES DR, MURFREESBORO, TN 37128-4595 |
| Document Number | 21163289 |
| Book / Page | 2116 / 3289 |
| Map Reference | MB 30 PG 214 |
| Instrument Date | Jul 26, 2021 |
| Instrument | 2379145 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2021 |
| Title Company | NOT AVAILABLE, BILTMORE TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,536.35 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5231 STAMES DRIVE, MURFREESBORO, TN 37128 |
| Document Number | 21163291 |
|---|---|
| Date | Jul 29, 2021 |
| Instrument | 2116-3291 |
| Name | PRIMARY RESIDENTIAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RUTHERFORD TN |
| Recording Date | Mar 1, 2017 |
| Property Address | 5231 STARNES DR, MURFREESBORO, TN 37128-4595 |
| Document Number | RB15511563 |
| Book / Page | 001551 / 001563 |
| Instrument Date | Feb 27, 2017 |
| Instrument | 2071160 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2017 |
| Title Company | HOMESTEAD TITLE AND ESCROW, HOMESTEAD TITLE & ESCROW |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $943.13 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5231 STARNES DR MURFREESBORO TN 371284595, MURFREESBORO, TN 37128-4595 |
| Document Number | RB15511565 |
|---|---|
| Date | Mar 1, 2017 |
| Book Page | 001551/001565 |
| Instrument | 2071161 |
| Name | BRIDGEVIEW BK |
|---|---|
| Type | Bank |
| Address | LOMBARD, IL 60148 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 28, 2047 |
The 2025 property tax bill for 5231 Starnes Dr was $2,939.
Source: Rutherford County assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Rutherford County |
| Municipality | Murfreesboro City |
| Elementary School District | Murfreesboro City School District (PK - 06) |
| Secondary School District | Rutherford County School District in Murfreesboro (07 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $131,025 (+26.14%) Land $35,000 Building $96,025 | $524,100 Land $140,000 Building $384,100 | |
| 2025 | $2,939.00 | $103,875 Land $13,750 Building $90,125 | |
| 2023 | $2,610.00 | $92,250 Land $13,750 Building $78,500 | $369,000 (-11.19%) Land $55,000 Building $314,000 |
| 2022 | $415,500 Land $55,000 Building $360,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 5231 Starnes Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 28 policies |
| Nearby Flood Policies | 28 in force |
| Nearby Flood Claims | 4 (2010–2020) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Feb 2020 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5231 Starnes Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.3% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CONSOLIDATED U.D. OF RUTHERFORD CO serves 221,871 people · EPA ID TN0000791 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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