Rutherford County property record for 5227 Starnes Dr, Murfreesboro, TN 37128
| Property Type | Single Family Home |
|---|---|
| Details | 2,657 sqft · built 2014 |
| Lot Size | 0.179 acres (7,800 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $551,655 (Mar 2026) |
| Tax Bill | $3,364 (2025) |
| Deeds & Mortgages | Dec 2025 Second Mortgage Mar 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 093C-E-080.00-000 |
| Primary APN | 093C-E-080.00-000 |
|---|---|
| Alternative APNs |
|
| Plumbing Fixtures | 11 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 2,657 sqft Living Area |
| 1st Floor Area | 4,413 sqft |
| Upper Floors Area | 901 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Gravel |
| Lot Area | 7,800 sqft (0.179 acres) |
| Lot Dimensions | 120 ft deep x 65 ft wide |
| Garage Type | Attached |
| Garage Area | 1,460 sqft |
| Porch | Slab |
| Heating System | Heat Pump |
|---|
| Account Number | R0095993 |
|---|---|
| Street Address | 5227 STARNES DR |
| City | MURFREESBORO |
| State | TN |
| Zip | 37128-4595 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 142 THE VILLAGES OF BERKSHIRE SEC 3 PB 30 PG 214 SPLIT OFF 93-4 FOR 2007 65 X 120 |
| Legal Subdivision | THE VILLAGES OF BERKSHIRE SEC 3 |
| Legal Lot Number | 142 |
| Jurisdiction | RUTHERFORD TN |
| Township / Civil Division | 20 |
| Census Block Group | 1 |
| Census Block | 1062 |
| Census Tract | 40808 |
5227 Starnes Dr is owned and occupied by two individuals who bought it in March 2026.
Source: Rutherford County records, as of August 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5227 STARNES DR, MURFREESBORO, TN 37128-4595 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 17, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage REPUBLIC BANK & TRUST CO |
| Mar 4, 2026 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 4, 2026 · Amount on File |
| Deed Sale | Mar 4, 2026 · Amount on File |
| Prior Sale | Oct 25, 2016 · Amount on File |
| Deed Document Number | 20262637518 |
| Deed Book / Page | 2621 / 1782 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RUTHERFORD TN |
| Property Address | 5227 STARNES DR, MURFREESBORO, TN 37128-4595 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0026003267 |
|---|---|
| Date | Dec 17, 2025 |
| Book Page | 2600/3267 |
| Instrument | 2627046 |
| Name | REPUBLIC BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LOUISVILLE, KY 40202 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Dec 16, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RUTHERFORD TN |
| Recording Date | Mar 4, 2026 |
| Property Address | 5227 STARNES DR, MURFREESBORO, TN 37128-4595 |
| Document Number | 0026211782 |
| Book / Page | 2621 / 1782 |
| Map Reference | MB 30 PG 214 |
| Instrument Date | Feb 25, 2026 |
| Instrument | 2637518 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2026 |
| Title Company | BELL AND ALEXANDER TITLE SERVICES, BELL & ALEXANDER TTL SVCS IN |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5227 STARNES DR, MURFREESBORO, TN 37128-4595 |
| Document Number | 0026211785 |
|---|---|
| Date | Mar 4, 2026 |
| Instrument | 2621/1785 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2056 |
The 2025 property tax bill for 5227 Starnes Dr was $3,364.
Source: Rutherford County assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Rutherford County |
| Municipality | Murfreesboro City |
| Elementary School District | Murfreesboro City School District (PK - 06) |
| Secondary School District | Rutherford County School District in Murfreesboro (07 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $147,125 (+23.71%) Land $35,000 Building $112,125 | $588,500 Land $140,000 Building $448,500 | |
| 2025 | $3,364.00 | $118,925 Land $13,750 Building $105,175 | |
| 2023 | $3,364.00 | $118,925 Land $13,750 Building $105,175 | $475,700 (-) Land $55,000 Building $420,700 |
| 2022 | $475,700 Land $55,000 Building $420,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 5227 Starnes Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 28 policies |
| Nearby Flood Policies | 28 in force |
| Nearby Flood Claims | 4 (2010–2020) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Feb 2020 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5227 Starnes Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.3% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CONSOLIDATED U.D. OF RUTHERFORD CO serves 221,871 people · EPA ID TN0000791 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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