5231 Otsego St, Duluth, MN 55804 Property Records

St. Louis County property record for 5231 Otsego St, Duluth, MN 55804 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms1.75 Baths
Year BuiltBuilt 1947
Square Footage1,440 sqft Gross Area
Lot Size7,000 sqft (0.16 acres)
OccupancyOwner Occupied
Last Sale$210,000 (2017)
Tax Bill$3,664.00 (2026)

Owner

Source: St. Louis County records · APN 010-3080-01490

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address5231 OTSEGO ST, DULUTH, MN 55804-1655
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 17, 2017Grant Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
WELLS FARGO BK
Jun 01, 2017Affidavit of Death, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 17, 2017 · Amount on Record
Deed SaleJul 17, 2017 · Amount on Record
Deed Doc Number20171313288
Prior Transfer DateSep 22, 2015
Prior Transfer Doc00A1270434
Record RefreshedSep 20, 2026

July 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionST LOUIS MN
Recording DateJul 17, 2017
Property Address5231 OTSEGO ST, DULUTH, MN 55804-1655
Document Number00A1313288
Instrument DateJul 07, 2017
InstrumentA1313288
Transaction TypeTransfer
Record UpdatedAug 23, 2018
Title CompanyNORTH SHORE TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$693.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address5231 OTSEGO ST DULUTH MN 558041655, DULUTH, MN 55804-1655

Mortgage

Document NumberA1313289
DateJul 17, 2017
InstrumentA1313289
Lender
NameWELLS FARGO BK
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueJul 16, 2047

June 2017: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionST LOUIS MN
Recording DateJun 01, 2017
Property Address5231 OTSEGO ST, DULUTH, MN 55804-1655
Document Number00A1310288
Instrument DateMay 18, 2017
InstrumentA1310288
Transaction TypeTransfer
Record UpdatedJun 22, 2017
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address112 BRECKENRIDGE ST GEORGETOWN TX 786334998, GEORGETOWN, TX 78633-4998

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityDuluth City
Unified School DistrictDuluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$3,664.00 (+7.26%) Homeowner's exemption
2025$3,416.00 (-2.34%) Homeowner's exemption$285,200 (+6.3%) Land $47,700 Building $237,500$285,200 (+6.3%) Land $47,700 Building $237,500
2024$3,498.00$268,300 (+12.78%) Land $46,000 Building $222,300$268,300 (+12.78%) Land $46,000 Building $222,300
2022$237,900 Land $35,400 Building $202,500$237,900 Land $35,400 Building $202,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN010-3080-01490
Alternative APN
  • 1034323

Interior

Bedrooms4 Beds
Full Baths1.75 Baths
Total Rooms7 Rooms
Building Area1,440 sqft Gross Area
1st Floor960 sqft 1st Floor
Basement Area396 sqft Basement
Finished Basement396 sqft Finished
Stories2 Stories

Exterior

Year BuiltBuilt 1947
Effective Year BuiltEffective 1947
Architectural StyleBungalow Style
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Roof ConstructionGable Roof Construction
Lot Area7,000 sqft (0.16 acres)
Parking Spaces1 Parking Spaces
Garage TypeMixed Garage
Garage Area336 sqft Garage
Pool TypeSpa/Hot Tub (Only) Pool Type
Deck Area160 sqft Deck
SaunaSauna

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
Heating FuelGas Heating Fuel
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Account Number1034323
Street Address5231 OTSEGO ST
CityDULUTH
StateMN
Zip55804-1655
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOTS 17 AND 18 SERIAL #
Legal SubdivisionALTERED LONDON PARK ADD TO DUL
Legal Block5
Legal Lot Number17-18
JurisdictionST LOUIS MN
Minor Civil DivisionDULUTH
Census Blockgroup2
Census Block2015
Census Tract200

Nearby Properties on Otsego St

Nearby Streets

Search Property Records by Address or Parcel Number