5228 Otsego St, Duluth, MN 55804 Property Records

St. Louis County property record for 5228 Otsego St, Duluth, MN 55804

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,471 sqft · built 1941
Lot Size	0.16 acres (7,000 sqft)
Owner	Individual Name on Record
Last Sale	$75,000 (Sep 2023)
Tax Bill	$2,914 (2026)
Deeds & Mortgages	Sep 2023 Sale Sep 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`010-3080-02090`

Property Details

APN / Parcel Number

Primary APN	`010-3080-02090`
Alternative APNs	`1146420` `47799`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,471 sqft Gross Area
1st Floor Area	1,002 sqft
Basement Area	191 sqft
Finished Basement	191 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Architectural Style	Bungalow
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Lot Area	7,000 sqft (0.16 acres)
Garage Type	Basement
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	144 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1146420
Street Address	5228 OTSEGO ST
City	DULUTH
State	MN
Zip	55804-1654
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 07 BLOCK:008 SERIAL #
Legal Subdivision	ALTERED LONDON PARK ADD TO DUL
Legal Block	8
Legal Lot Number	7
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	2
Census Block	2016
Census Tract	200

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	13618 69TH AVE N, MAPLE GROVE, MN 55311-3518
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2023	Quit Claim Deed, Transfer Quitclaim
Sep 20, 2023	Quit Claim Deed, Transfer Quitclaim
Apr 7, 2023	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 20, 2023 · Amount on Record
Deed Sale	Sep 20, 2023 · Amount on Record
Prior Sale	Sep 20, 2023 · Amount on Record
Deed Document Number	20231072528
Prior Transfer Date	Jun 30, 2023
Prior Transfer Doc	0001072527
Record Updated	Sep 20, 2026

September 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Sep 20, 2023
Property Address	5228 OTSEGO ST, DULUTH, MN 55804-1654
Document Number	0001072528
Instrument Date	Jun 30, 2023
Instrument	1072528
Transaction Type	Transfer
Record Updated	Oct 18, 2023

Transaction

Amount	Amount Recorded
Tax	$247.50
Amount Accuracy	Rounded by County
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13618 69TH AVE N, MAPLE GROVE, MN 55311-3518

September 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Sep 20, 2023
Property Address	5228 OTSEGO ST, DULUTH, MN 55804-1654
Document Number	0001072527
Instrument Date	Jun 30, 2023
Instrument	1072527
Transaction Type	Transfer
Record Updated	Oct 18, 2023

Transaction

Amount	Amount Recorded
Tax	$247.50
Amount Accuracy	Rounded by County
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13618 69TH AVE N, MAPLE GROVE, MN 55311-3518

April 2023: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	ST LOUIS MN
Recording Date	Apr 7, 2023
Property Address	5228 OTSEGO ST, DULUTH, MN 55804-1654
Document Number	0001067346
Instrument Date	Feb 22, 2023
Instrument	1067346
Transaction Type	Transfer
Record Updated	May 2, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	13618 69TH AVE N, MAPLE GROVE, MN 55311-3518

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,914.00 (+7.29%) Homeowner's exemption
2025	$2,716.00 (+1.57%) Homeowner's exemption	$234,600 (+6.25%) Land $47,700 Building $186,900	$234,600 (+6.25%) Land $47,700 Building $186,900
2024		$220,800 (+13.23%) Land $46,100 Building $174,700	$220,800 (+13.23%) Land $46,100 Building $174,700
2023	$2,674.00 Homeowner's exemption
2022		$195,000 Land $35,400 Building $159,600	$195,000 Land $35,400 Building $159,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 612 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

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