Hamilton County property record for 5231 Brainerd Rd, Chattanooga, TN 37411
| Property Type | Fast Food Restaurant |
|---|---|
| Details | 2,743 sqft · built 1985 |
| Lot Size | 0.532 acres (23,187 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $575,000 (Dec 2024) |
| Tax Bill | $3,660 (2025) |
| Deeds & Mortgages | Dec 2024 Sale Nov 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 157K L 012 |
| Primary APN | 157K L 012 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,743 sqft Total Area |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Stucco |
| Fire Resistance | Masonry Walls, Wood Interior |
| Roof Type | Rigid Frame Bar Joist |
| Roof Material | Built-Up Asphalt |
| Lot Area | 23,187 sqft (0.532 acres) |
| Lot Dimensions | 125 ft deep x 120 ft wide |
| Sewer | Connected |
|---|
| Account Number | 0000097453 |
|---|---|
| Street Address | 5231 BRAINERD RD |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37411-5302 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Fast Food Restaurant |
| Local Zoning Code | C2 |
| Legal Description | LTS 1-3 PT 8 BLK K BRAINERD PARK PB 10 PG 41 |
| Legal Subdivision | BRAINERD PARK |
| Legal Block | K |
| Legal Lot Number | 1-3 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 3000 |
Source: Hamilton County records, as of January 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3805 HIXSON PIKE, CHATTANOOGA, TN 37415-3522 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 11, 2024 | Warranty Deed, Transfer TITLE GUARANTY, TITLE GUARANTY & TRUST CO |
| Nov 14, 2019 | Deed of Trust, Mortgage FIRST CITIZENS NAT'L BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 11, 2024 · Amount on Record |
| Deed Sale | Dec 11, 2024 · Amount on Record |
| Prior Sale | Aug 14, 2007 · Amount on Record |
| Deed Document Number | 202453 |
| Deed Book / Page | 13785 / 670 |
| Prior Transfer Date | Jun 27, 2002 |
| Prior Transfer Doc | 6299151 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Dec 11, 2024 |
| Property Address | 5231 BRAINERD RD, CHATTANOOGA, TN 37411-5302 |
| Document Number | 0000000053 |
| Book / Page | 13785 / 670 |
| Map Reference | MB 10 PG 41 |
| Instrument Date | Dec 6, 2024 |
| Instrument | 2024121100053 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | TITLE GUARANTY, TITLE GUARANTY & TRUST CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,127.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3805 HIXSON PIKE, CHATTANOOGA, TN 37415-3522 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 5231 BRAINERD RD, CHATTANOOGA, TN 37411-5302 |
| Document Number | 1121000093 |
| Instrument Date | Nov 14, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 10, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 5231 BRAINERD RD CHATTANOOGA TN 374115302, CHATTANOOGA, TN 37411-5302 |
| Document Number | 1121000093 |
|---|---|
| Date | Nov 21, 2019 |
| Book Page | 011826/000702 |
| Instrument | 191121000093 |
| Name | FIRST CITIZENS NAT'L BK |
|---|---|
| Type | Bank |
| Address | DYERSBURG, TN 38025-0370 |
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Nov 20, 2029 |
| Rate Type | Adjustable Rate |
|---|
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,660.00 (-14.63%) | $241,520 (+26.03%) | $603,800 (+26.03%) Land $491,400 Building $112,400 |
| 2024 | $4,287.00 | $191,640 (-) | $479,100 (-) Land $339,300 Building $139,800 |
| 2023 | $4,287.00 | $191,640 (-) | $479,100 (-) Land $339,300 Building $139,800 |
| 2022 | $4,287.00 | $191,640 | $479,100 Land $339,300 Building $139,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 24 (1978–1997) |
| Claims Outside the SFHA | 5 of 24 |
| Most Recent Claim | Jun 1997 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 439 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
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