Hamilton County property record for 5203 Brainerd Rd, Chattanooga, TN 37411
| Property Type | Fast Food Restaurant |
|---|---|
| Details | 1,300 sqft · built 2001 |
| Lot Size | 0.412 acres (17,956 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $450,000 (Sep 2026) |
| Tax Bill | $3,424 (2025) |
| Deeds & Mortgages | Sep 2026 Sale & Construction Loan Apr 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 157K L 014 |
| Primary APN | 157K L 014 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,300 sqft Total Area |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Stucco |
| Fire Resistance | Masonry Walls, Wood Interior |
| Roof Type | Rigid Frame Bar Joist |
| Roof Material | Metal |
| Lot Area | 17,956 sqft (0.412 acres) |
| Lot Dimensions | 199 ft deep x 90.4 ft wide |
| Sewer | Connected |
|---|
| Account Number | 0000097455 |
|---|---|
| Street Address | 5203 BRAINERD RD |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37411-5302 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Fast Food Restaurant |
| Local Zoning Code | C2 |
| Legal Description | LT 2 BUTTRAMS SUB PB 28 PG 162 0097 07 07 |
| Legal Subdivision | BUTTRAMS SUB |
| Legal Lot Number | 2 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 3000 |
Source: Hamilton County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5203 BRAINERD RD, CHATTANOOGA, TN 37411-5302 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 18, 2026 | Warranty Deed, Construction Loan · Construction Mortgage M AND M TITLE INSURANCE, HON & KOPET TITLE |
| Apr 1, 2021 | Deed of Trust, Mortgage · Commercial Mortgage BRIGHTBRIDGE INC |
| Apr 1, 2021 | Warranty Deed, Transfer · Commercial Mortgage CITIZENS TRI-COUNTY BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 18, 2026 · Amount on Record |
| Deed Sale | Sep 18, 2026 · Amount on Record |
| Prior Sale | Apr 1, 2021 · Amount on Record |
| Deed Document Number | 20260918234 |
| Deed Book / Page | 14443 / 31 |
| Prior Transfer Date | Jun 11, 2010 |
| Prior Transfer Doc | 0000000155 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Sep 18, 2026 |
| Property Address | 5203 BRAINERD RD, CHATTANOOGA, TN 37411-5302 |
| Document Number | 0000000234 |
| Book / Page | 14443 / 31 |
| Instrument Date | Sep 15, 2026 |
| Instrument | 2026234 |
| Transaction Type | Construction Loan |
| Record Updated | Sep 29, 2026 |
| Title Company | M AND M TITLE INSURANCE, HON & KOPET TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $168,165.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5203 BRAINERD RD, CHATTANOOGA, TN 37411-5302 |
| Document Number | 0000000235, |
|---|---|
| Date | Sep 18, 2026 |
| Book Page | 14443/34 |
| Instrument | 20260918235 |
| Special Notes | Seller Financed |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 18 Months |
| Due | Mar 15, 2028 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 5203 BRAINERD RD, CHATTANOOGA, TN 37411-5302 |
| Transaction Type | Mortgage |
| Record Updated | Jan 1, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000000072 |
|---|---|
| Date | Apr 1, 2021 |
| Book Page | 12425/817 |
| Instrument | 2021040100072 |
| Name | BRIGHTBRIDGE INC |
|---|---|
| Type | Non-Lending Institution |
| Address | CHATTANOOGA, TN 37401 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | May 1, 2046 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Apr 1, 2021 |
| Property Address | 5203 BRAINERD RD, CHATTANOOGA, TN 37411-5302 |
| Document Number | 0000000057 |
| Book / Page | 12425 / 743 |
| Map Reference | MB 28 PG 162 |
| Instrument Date | Mar 31, 2021 |
| Instrument | 2021040100057 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,110.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 3534 MOUNTAIN CREEK RD, CHATTANOOGA, TN 37415-6702 |
| Document Number | 0012425745 |
|---|---|
| Date | Apr 1, 2021 |
| Instrument | 12425/745 |
| Name | CITIZENS TRI-COUNTY BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Number | 0000000059 |
|---|---|
| Date | Apr 1, 2021 |
| Book Page | 12425/763 |
| Instrument | 2021040100059 |
| Name | CITIZENS TRI-COUNTY BANK |
|---|---|
| Type | Bank |
| Address | DUNLAP, TN 37327 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,424.00 (-18.13%) | $225,960 (+20.86%) | $564,900 (+20.86%) Land $273,400 Building $291,500 |
| 2024 | $4,182.00 | $186,960 (-) | $467,400 (-) Land $264,300 Building $203,100 |
| 2023 | $4,182.00 | $186,960 (-) | $467,400 (-) Land $264,300 Building $203,100 |
| 2022 | $4,182.00 | $186,960 | $467,400 Land $264,300 Building $203,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 24 (1978–1997) |
| Claims Outside the SFHA | 5 of 24 |
| Most Recent Claim | Jun 1997 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 439 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
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