523 Willow Dr, Colon, MI 49040 Property Records

St. Joseph County property record for 523 Willow Dr, Colon, MI 49040

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,113 sqft
Lot Size	0.21 acres (9,148 sqft)
Owner	Trust Name on File
Last Sale	$135,000 (Dec 2020)
Tax Bill	$1,434 (2025)
Deeds & Mortgages	Mar 2017 Line of Credit Dec 2020 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`041-190-015-00`

Property Details

APN / Parcel Number

Primary APN	`041-190-015-00`

Interior

Full Baths	1 Bath
Building Area	1,113 sqft Building Perimeter
1st Floor Area	1,113 sqft

Exterior

Architectural Style	Ranch
Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	90 ft deep x 102 ft wide
Garage Area	264 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	523 WILLOW DR
City	COLON
State	MI
Zip	49040-9309
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 2 & 3 BLK 6 RAMBYS RESORT SEC 14 T6S R9W VIL OF COLON (COMB W/041-190-016-00 9/99)
Legal Range	09W
Legal Township	06S
Legal Section	14
Legal Subdivision	RAMBYS RESORT
Legal Block	6
Legal Lot Number	2-3
Jurisdiction	ST JOSEPH MI
Township / Civil Division	COLON
Census Block Group	2
Census Block	2027
Census Tract	41302

Owner

523 Willow Dr is held in a trust since December 2020.

Source: St. Joseph County records, as of July 20, 2026

Owner of Record	Trust Name on File
Mailing Address	15614 S HARLEM AVE, ORLAND PARK, IL 60462-4402
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2017	Deed of Trust, Mortgage · Line of Credit STURGIS BANK & TRUST CO
Dec 14, 2020	Warranty Deed, Transfer
Oct 16, 2017	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Sep 14, 2017	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE CENTER LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 14, 2020 · Amount on File
Deed Sale	Dec 14, 2020 · Amount on File
Prior Sale	Sep 14, 2017 · Amount on File
Deed Document Number	20208620
Prior Transfer Date	Oct 2, 2017
Prior Transfer Doc	1889/0307
Record Updated	Sep 20, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	523 WILLOW DR, COLON, MI 49040-9309
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1861/0722
Date	Mar 13, 2017
Book Page	1861/0722

Lender

Name	STURGIS BANK & TRUST CO
Type	Bank
Address	STURGIS, MI 49091

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Dec 14, 2020
Property Address	523 WILLOW DR, COLON, MI 49040-9309
Document Number	2020008620
Map Reference	LB 1 GP 98
Instrument Date	Dec 1, 2020
Instrument	2020008620
Transaction Type	Transfer
Record Updated	Jul 22, 2021

Transaction

Amount	Amount on Record
Tax	$1,012.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	523 WILLOW DR, 523, COLON, MI 49040-9309

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	15614 S HARLEM AVE STE E, E, ORLAND PARK, IL 60462-4401

October 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOSEPH MI
Recording Date	Oct 16, 2017
Property Address	523 WILLOW DR, COLON, MI 49040-9309
Document Number	1889/0307
Book / Page	1889 / 0307
Instrument Date	Oct 2, 2017
Transaction Type	Transfer
Record Updated	Jul 22, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	523 WILLOW DR, 523, COLON, MI 49040-9309

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31182 DEPOT ST, LEONIDAS, MI 49066-9454

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Sep 14, 2017
Property Address	523 WILLOW DR, COLON, MI 49040-9309
Document Number	1885/0261
Book / Page	1885 / 0261
Map Reference	LB1 PG98
Instrument Date	Aug 30, 2017
Transaction Type	Transfer
Record Updated	Jul 22, 2021
Title Company	TITLE RESOURCE AGENCY, DBA TITLE RESOURCE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$602.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	523 WILLOW DR, 523, COLON, MI 49040-9309

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	523 WILLOW DR, COLON, MI 49040-9309

Mortgage

Document Number	18850264
Date	Sep 14, 2017
Instrument	1885/0264

Lender

Name	MORTGAGE CENTER LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 523 Willow Dr was $1,434.

Source: St. Joseph County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
County Subdivision	Colon Township
Municipality	Colon Village
Unified School District	Colon Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$87,700 (+16.47%)	$175,400 (+16.47%)
2025	$1,434.00	$75,300 Land $12,600 Building $62,700	$150,600 Land $25,200 Building $125,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 523 Willow Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 4, 2010

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 523 Willow Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLON serves 1,190 people · EPA ID MI0001540
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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