Harris County property record for 523 Whitecap Dr, El Lago, TX 77586 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,742 sqft · built 1966 |
| Lot Size | 0.197 acres (8,580 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,014 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 097-111-000-0006 |
| Primary APN | 097-111-000-0006 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,742 sqft Living Area |
| 1st Floor Area | 1,742 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Architectural Style | Traditional |
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Lot Area | 8,580 sqft (0.197 acres) |
| View / Lot | Neighborhood |
| Garage Type | Detached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 214 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0971110000006 |
|---|---|
| Street Address | 523 WHITECAP DR |
| City | EL LAGO |
| State | TX |
| Zip | 77586-5818 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 6 BLK 2 EL LAGO ESTATES SEC 6 |
| Legal Subdivision | EL LAGO ESTATES SEC 6 |
| Legal Block | 2 |
| Legal Lot Number | 6 |
| Jurisdiction | HARRIS TX |
| Township / Civil Division | SOUTHEAST HARRIS |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 341501 |
Source: Harris County records · APN 097-111-000-0006
Assessment roll updated May 26, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 523 WHITECAP DR, EL LAGO, TX 77586-5818 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: Harris County records · Assessment roll updated May 26, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Harris County |
| Municipality | El Lago City |
| Unified School District | Clear Creek Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,014.00 (+4.35%) Homeowner's exemption | $237,919 (-5.04%) Land $77,220 Building $160,699 | $237,919 (-5.04%) Land $77,220 Building $160,699 |
| 2024 | $1,930.00 | ||
| 2023 | $250,552 Land $77,220 Building $173,332 | $250,552 Land $77,220 Building $173,332 | |
| 2022 | $1,930.00 (+23.56%) | ||
| 2020 | $1,562.00 |
Source: FEMA National Flood Hazard Layer, Harris County (48201C), updated May 17, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 482013415014, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 13.0 ft |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 257 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 257 in force |
| Nearby Flood Claims | 18 (2008–2024) |
| Claims Outside the SFHA | 7 of 18 |
| Most Recent Claim | Jul 2024, tidal / storm surge, Hurricane Beryl |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 489 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Frontier | Fiber | 7,000 / 7,000 |
| Xfinity | Cable | 2,000 / 250 |
| RTA of America | Fixed Wireless (unlicensed) | 300 / 150 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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