Harris County property record for 511 Whitecap Dr, El Lago, TX 77586
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,844 sqft · built 1966 |
| Lot Size | 0.197 acres (8,580 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $127,100 (Aug 2000) |
| Tax Bill | $4,523 (2025) |
| Deeds & Mortgages | Apr 2018 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 097-111-000-0003 |
| Primary APN | 097-111-000-0003 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,844 sqft Living Area |
| 1st Floor Area | 1,844 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Architectural Style | Traditional |
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 8,580 sqft (0.197 acres) |
| View / Lot | Neighborhood |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 32 sqft |
| Patio Area | 388 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0971110000003 |
|---|---|
| Street Address | 511 WHITECAP DR |
| City | EL LAGO |
| State | TX |
| Zip | 77586-5818 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 3 BLK 2 EL LAGO ESTATES SEC 6 |
| Legal Subdivision | EL LAGO ESTATES SEC 6 |
| Legal Block | 2 |
| Legal Lot Number | 3 |
| Jurisdiction | HARRIS TX |
| Township / Civil Division | SOUTHEAST HARRIS |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 341501 |
511 Whitecap Dr is owned and occupied by two individuals who bought it in August 2000.
Source: Harris County records, as of September 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 511 WHITECAP DR, EL LAGO, TX 77586-5818 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 29, 2000 · Amount on File |
| Deed Sale | Aug 29, 2000 · Amount on File |
| Deed Document Number | 2000591191 |
| Deed Book / Page | 53432 / 2502 |
| Prior Transfer Date | Aug 24, 2000 |
| Prior Transfer Doc | 000U591191 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 511 WHITECAP DR, EL LAGO, TX 77586-5818 |
| Document Number | 0000172337 |
| Instrument Date | Apr 11, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 29, 2018 |
| Name | Verified Name |
|---|---|
| Address | 511 WHITECAP DR EL LAGO TX 775865818, EL LAGO, TX 77586-5818 |
| Document Number | 0000172337 |
|---|---|
| Date | Apr 23, 2018 |
| Instrument | 172337 |
| Name | JSC FCU |
|---|---|
| Type | Credit Union |
| Address | HOUSTON, TX 77058 |
| Amount | Amount on Record |
|---|---|
| Term | 120 Months |
| Due | Apr 22, 2028 |
The 2025 property tax bill for 511 Whitecap Dr was $4,523 with a homeowner's exemption, up 38.9% from the year before.
Source: Harris County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Harris County |
| Municipality | El Lago City |
| Unified School District | Clear Creek Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $253,337 (+0.48%) Land $77,220 Building $176,117 | $253,337 (+0.48%) Land $77,220 Building $176,117 | |
| 2025 | $4,523.00 (+38.91%) Homeowner's exemption | $252,139 Land $77,220 Building $174,919 | $252,139 Land $77,220 Building $174,919 |
| 2024 | $3,256.00 | ||
| 2023 | $266,227 Land $77,220 Building $189,007 | $266,227 Land $77,220 Building $189,007 | |
| 2022 | $3,321.00 | ||
| 2020 | $2,784.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 511 Whitecap Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 257 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 257 in force |
| Nearby Flood Claims | 18 (2008–2024) |
| Claims Outside the SFHA | 7 of 18 |
| Most Recent Claim | Jul 2024 · Hurricane Beryl |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 511 Whitecap Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARRIS COUNTY WCID 50 EL LAGO serves 3,924 people · EPA ID TX1010241 |
|---|---|
| Water Source | Purchased surface water from CITY OF SEABROOK |
| Last State Inspection | Mar 2023 |
| Lead | 15 ppb (2026) action level 15 ppb |
| Copper | 1.7 mg/L (2026) action level 1.3 mg/L |
| Water Quality | Di(2-ethylhexyl) phthalate resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Rural Telecommunications of America Fixed Wireless | 300 / 150 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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