523 W Main St, Cobleskill, NY 12043 Property Records

Schoharie County and Cobleskill Town property record for 523 W Main St, Cobleskill, NY 12043 · Last verified August 2026

Property Highlights

Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Year Built	Built 1930
Square Footage	2,708 sqft Gross Area
Lot Size	3,485 sqft (0.08 acres)
Tax Bill	$5,833.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`432601 68.5-3-24`
Alternative APNs	`260106800500030240000000` `431A101311`

Interior

Building Area	2,708 sqft Gross Area
Basement Area	1,281 sqft Basement
Unfinished Basement	1,281 sqft Unfinished
Stories	2 Stories

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Lot Area	3,485 sqft (0.08 acres)
Depth X Width	67.1 ft x 56.8 ft Depth x Width

Utilities and HVAC

Cooling System	Partial Cooling
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Account Number	431A101311
Street Address	523 W MAIN ST
City	COBLESKILL
State	NY
Zip	12043-4642
Property Usage	Commercial Property Usage
Type	Commercial > Office > Mixed Use Commercial Office / Residential
Legal Description	WOOD BLDG STORE SEE ALSO 467/113
Legal Block	3
Legal Lot Number	24.000
Jurisdiction	SCHOHARIE NY
Minor Civil Division	COBLESKILL
Census Blockgroup	3
Census Block	3009
Census Tract	740200

Owner

Source: Schoharie County and Cobleskill Town records · APN 432601 68.5-3-24

Assessment roll updated May 14, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	523 W MAIN ST, COBLESKILL, NY 12043-4642
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 14, 2022
Deed Sale	Sep 14, 2022
Prior Sale	Sep 08, 2022
Deed Doc Number	2022816648
Record Refreshed	Sep 20, 2026

Tax Assessment & Valuation

Source: Schoharie County and Cobleskill Town records · Assessment roll updated May 14, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	New York
County	Schoharie County
County Subdivision	Cobleskill Town
Municipality	Cobleskill Village
Unified School District	Cobleskill-Richmondville Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,833.00 (+6.62%)	$100,000 (-) Land $5,500 Building $94,500	$204,082 (+16.33%) Land $11,225 Building $192,857
2023		$100,000 Land $5,500 Building $94,500	$175,439 Land $9,649 Building $165,790
2020	$5,471.00

Flood & Wildfire

523 W Main St is in FEMA Zone AE, inside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Schoharie County (36095C), updated February 16, 2012

FEMA Flood Zone	Zone AE 1% annual chance, base flood elevation determined
Special Flood Hazard Area	Yes flood insurance required for federally backed mortgages
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 20th percentile of exposed land nationally · 55th in New York
Wildfire Likelihood	Low — about 1 in 10,000 per year
Exposure	Indirect within ember reach of burnable land · adjoins burnable vegetation

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release

Historic District	Within the Cobleskill Historic District listed 1978 · 188 contributing resources · NRIS 78001910

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.