487 W Main St, Cobleskill, NY 12043 Property Records

Schoharie County and Cobleskill Town property record for 487 W Main St, Cobleskill, NY 12043

Property Summary

Property TypeMixed Use Commercial Office / Residential
Details10,177 sqft · built 1910
Lot Size0.5 acres (21,780 sqft)
OwnerCompany Name on Record
Tax Bill$192 (2026)
Flood ZoneZone X (minimal risk)
APN432601 68.5-3-31

Property Details

APN / Parcel Number

Primary APN432601 68.5-3-31
Alternative APNs
  • 260106800500030310000000
  • 4379900090

Interior

Stories2 Stories
Building Area10,177 sqft Gross Area

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Lot Area21,780 sqft (0.5 acres)
Lot Dimensions220 ft deep x 73.3 ft wide
Garage TypeAttached
Garage Area432 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area77 sqft
Canopy60 sqft

Utilities, Heating & Cooling

SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number4379900090
Street Address487 W MAIN ST
CityCOBLESKILL
StateNY
Zip12043
Property CategoryCommercial
Property TypeCommercial > Office > Mixed Use Commercial Office / Residential
Local Zoning CodeR3
Legal Block3
Legal Lot Number31.000
JurisdictionSCHOHARIE NY
Township / Civil DivisionCOBLESKILL
Census Block Group3
Census Block3009
Census Tract740200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Cobleskill Historic District
listed 1978 · 188 contributing resources · NRIS 78001910

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Schoharie County and Cobleskill Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address40 N MAIN AVE, ALBANY, NY 12203-1481
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Schoharie County and Cobleskill Town assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchoharie County
County SubdivisionCobleskill Town
MunicipalityCobleskill Village
Unified School DistrictCobleskill-Richmondville Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$192.00 (+92%) Additional exemption filed
2025$265,700 (-) Land $24,900 Building $240,800$542,245 (+16.33%) Land $50,816 Building $491,429
2024$100.00
2023$265,700 Land $24,900 Building $240,800$466,140 Land $43,684 Building $422,456

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims5 (1996–2011)
Most Recent ClaimAug 2011 · Hurricane Irene
Claims by Event
  • Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOBLESKILL VILLAGE
serves 4,678 people · EPA ID NY4700094
Water SourceSurface water
Last State InspectionOct 2023
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Aug 2024
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless · Fiber in parts of the area
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: MIDTEL.

Nearby Properties on W Main St

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