523 Vista Hills Ct, Eureka, MO 63025 Property Records

St. Louis County property record for 523 Vista Hills Ct, Eureka, MO 63025

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 5,032 sqft · built 2001
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on File
Last Sale	$447,150 (Mar 2021)
Tax Bill	$6,965 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Feb 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`30W-54-0457`

Property Details

APN / Parcel Number

Primary APN	`30W-54-0457`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	5,032 sqft Living Area
Gross Area	5,591 sqft
1st Floor Area	1,395 sqft
Basement Area	943 sqft
Finished Basement	943 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	Raised
Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	70 ft deep x 70 ft wide
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	559 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Concrete/Masonry Porch
Porch Area	45 sqft
Deck Area	256 sqft
Patio Area	75 sqft
Balcony Area	73 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	523 VISTA HILLS CT
City	EUREKA
State	MO
Zip	63025-3605
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	98R5CUP
Legal Description	VISTA GLEN ADDITION PHASE TWO LOT 246
Legal Subdivision	VISTA GLEN ADDITION PHASE TWO
Legal Phase	2
Legal Lot Number	246
Jurisdiction	ST LOUIS MO
Township / Civil Division	MERAMEC
Census Block Group	3
Census Block	3004
Census Tract	221503

Owner

523 Vista Hills Ct is owned and occupied by two individuals who bought it in March 2021.

Source: St. Louis County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	523 VISTA HILLS CT, EUREKA, MO 63025-3605
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage DAS ACQUISITION
Feb 11, 2021	Deed of Trust, Mortgage · Line of Credit STIFEL BANK & TRUST
Mar 17, 2021	Warranty Deed, Transfer · Conventional Mortgage DAS ACQUISITION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 17, 2021 · Amount on File
Deed Sale	Mar 17, 2021 · Amount on File
Prior Sale	Apr 5, 2006 · Amount on File
Deed Document Number	2021592
Deed Book / Page	24728 / 5850
Prior Transfer Date	Jul 5, 2007
Prior Transfer Doc	0176202838
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	523 VISTA HILLS CT, EUREKA, MO 63025-3605
Transaction Type	Mortgage
Record Updated	Dec 21, 2021
Title Company	ALLIANCE TITLE GROUP INC, ALLIANCE TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0251305368
Date	Sep 27, 2021
Book Page	25130/5368
Instrument	2021092700697

Lender

Name	DAS ACQUISITION
Type	Mortgage Company
Address	93414

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	523 VISTA HILLS CT, EUREKA, MO 63025-3605
Transaction Type	Mortgage
Record Updated	Sep 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0246442945
Date	Feb 11, 2021
Book Page	24644/2945
Instrument	2021021100523

Lender

Name	STIFEL BANK & TRUST
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Feb 15, 2022

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Mar 17, 2021
Property Address	523 VISTA HILLS CT, EUREKA, MO 63025-3605
Document Number	0247285850
Book / Page	24728 / 5850
Map Reference	MB 345 PG 702-705
Instrument Date	Mar 8, 2021
Instrument	2021031700592
Transaction Type	Transfer
Record Updated	Sep 17, 2021
Title Company	US TITLE-MAIN, US TITLE MAIN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	523 VISTA HILLS CT, 523, EUREKA, MO 63025-3605

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	523 VISTA HILLS CT, EUREKA, MO 63025-3605

Mortgage

Document Number	2021031700593
Date	Mar 17, 2021
Instrument	2021031700593

Lender

Name	DAS ACQUISITION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 523 Vista Hills Ct was $6,965, up 1.2% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Eureka City
Unified School District	Rockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$96,160 (-) Land $26,710 Building $69,450	$506,100 (-) Land $140,600 Building $365,500
2025	$6,965.00 (+1.21%)	$96,160 Land $26,710 Building $69,450	$506,100 Land $140,600 Building $365,500
2024	$6,882.00 (-0.09%)
2023	$6,888.00	$92,190 Land $16,700 Building $75,490	$485,200 Land $87,900 Building $397,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 523 Vista Hills Ct in Zone X, an area of minimal flood risk, though there have been 310 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	310 (1978–2019)
Claims Outside the SFHA	16 of 310
Most Recent Claim	Jul 2019 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds And Flooding, May 2017 · 8 claims Severe Storms, Tornadoes, Flooding, Apr 1994 · 9 claims Severe Storms & Flooding, Oct 1993 · 136 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 523 Vista Hills Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Wisper ISP.

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