522 Vista Hills Ct, Eureka, MO 63025 Property Records

St. Louis County property record for 522 Vista Hills Ct, Eureka, MO 63025

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,532 sqft · built 1999
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on Record
Last Sale	$285,000 (Oct 2015)
Tax Bill	$5,657 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`30W-54-0512`

Property Details

APN / Parcel Number

Primary APN	`30W-54-0512`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,532 sqft Living Area
Gross Area	3,012 sqft
1st Floor Area	1,210 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	70 ft deep x 70 ft wide
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	168 sqft
Deck Area	198 sqft
Patio Area	168 sqft
Balcony Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	522 VISTA HILLS CT
City	EUREKA
State	MO
Zip	63025-3605
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	98R5CUP
Legal Description	VISTA GLEN ADDITION PHASE TWO LOT 237
Legal Subdivision	VISTA GLEN ADDITION PHASE TWO
Legal Phase	2
Legal Lot Number	237
Jurisdiction	ST LOUIS MO
Township / Civil Division	MERAMEC
Census Block Group	3
Census Block	3004
Census Tract	221503

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	522 VISTA HILLS CT, EUREKA, MO 63025-3605
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Person

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Feb 13, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Apr 24, 2019	Deed of Trust, Mortgage · FHA Mortgage MUTUAL/OMAHA MTG LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 13, 2015 · Amount on Record
Deed Sale	Oct 13, 2015 · Amount on Record
Prior Sale	Feb 25, 2013 · Amount on Record
Deed Document Number	2015322
Deed Book / Page	21720 / 1175
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	522 VISTA HILLS CT, EUREKA, MO 63025-3605
Transaction Type	Mortgage
Record Updated	Sep 14, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	522 VISTA HILLS CT, EUREKA, MO 63025-3605

Mortgage

Document Number	0246521353
Date	Feb 17, 2021
Book Page	24652/1353
Instrument	2021021700147

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	351 Months
Due	May 1, 2050

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	522 VISTA HILLS CT, EUREKA, MO 63025-3605
Transaction Type	Mortgage
Record Updated	Sep 14, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0239243435
Date	Feb 13, 2020
Book Page	23924/3435
Instrument	2020021300583

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	CHESTERFIELD, MO 63005

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	522 VISTA HILLS CT, EUREKA, MO 63025-3605
Document Number	0235322059
Instrument Date	Apr 24, 2019
Transaction Type	Mortgage
Record Updated	Jul 2, 2019
Title Company	FIRST AMERICAN TITLE IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	522 VISTA HILLS CT EUREKA MO 630253605, EUREKA, MO 63025-3605

Mortgage

Document Number	0235322059
Date	May 20, 2019
Book Page	023532/002059
Instrument	335

Lender

Name	MUTUAL/OMAHA MTG LLC
Address	LOMBARD, IL 60148

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 19, 2049

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Eureka City
Unified School District	Rockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$78,110 (-) Land $26,710 Building $51,400	$411,100 (-) Land $140,600 Building $270,500
2025	$5,657.00 (+1.38%)	$78,110 (+4.49%) Land $26,710 Building $51,400	$411,100 (+4.5%) Land $140,600 Building $270,500
2024	$5,580.00 (-0.09%)
2023	$5,585.00	$74,750 Land $16,700 Building $58,050	$393,400 Land $87,900 Building $305,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	310 (1978–2019)
Claims Outside the SFHA	16 of 310
Most Recent Claim	Jul 2019 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds And Flooding, May 2017 · 8 claims Severe Storms, Tornadoes, Flooding, Apr 1994 · 9 claims Severe Storms & Flooding, Oct 1993 · 136 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Wisper ISP.

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