Orange County property record for 523 Via el Risco, San Clemente, CA 92673
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 3,611 sqft · built 2000 |
| Lot Size | 0.206 acres (8,989 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $1,280,000 (Oct 2019) |
| Tax Bill | $17,165 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Apr 2023 Transfer + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 701-082-06 |
| Primary APN | 701-082-06 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 3,611 sqft Living Area |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Lot Area | 8,989 sqft (0.206 acres) |
| Garage Area | 688 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
| Street Address | 523 VIA EL RISCO |
|---|---|
| City | SAN CLEMENTE |
| State | CA |
| Zip | 92673-6608 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N TR 13686 BLK LOT 15 |
| Legal Subdivision | TRACT NO 13686 |
| Legal Tract | 13686 |
| Legal Lot Number | 15 |
| Jurisdiction | ORANGE CA |
| Township / Civil Division | MISSION VIEJO |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 32063 |
Source: Orange County assessment roll, as of August 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 523 VIA EL RISCO, SAN CLEMENTE, CA 92673-6608 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Apr 22, 2021 | Deed of Trust, Mortgage · SBA Mortgage CDC SMALL BUSINESS FINANCE CORP |
| Apr 7, 2023 | Intrafamily Transfer, Transfer |
| Oct 8, 2019 | Deed of Trust, Mortgage · Line of Credit ALLIANT CU |
| Oct 9, 2019 | Grant Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Jun 5, 2017 | Quit Claim Deed, Transfer · Conventional Mortgage LENDERFI |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 9, 2019 · Amount on Record |
| Deed Sale | Oct 9, 2019 · Amount on Record |
| Prior Sale | Oct 23, 2012 · Amount on Record |
| Deed Document Number | 2019394503 |
| Last Transfer Date | Mar 30, 2023 |
| Transfer Doc | 0000079408 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 523 VIA EL RISCO, SAN CLEMENTE, CA 92673-6608 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Title Company | TICOR TITLE NATIONAL COMMERCIAL SERVICES, TICOR TITLE NATL COM SVCS |
| Name | Verified Name |
|---|---|
| Address | 523 VIA EL RISCO, SAN CLEMENTE, CA 92673-6608 |
| Document Number | 0000271288 |
|---|---|
| Date | Apr 22, 2021 |
| Instrument | 2021000271288 |
| Name | CDC SMALL BUSINESS FINANCE CORP |
|---|---|
| Type | Lending Institution |
| Address | SAN DIEGO, CA 92106 |
| Type | SBA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Apr 7, 2023 |
| Property Address | 523 VIA EL RISCO, SAN CLEMENTE, CA 92673-6608 |
| Document Number | 0000079408 |
| Map Reference | MB 782 PG 8-13 |
| Instrument Date | Mar 30, 2023 |
| Instrument | 2023000079408 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 523 VIA EL RISCO, SAN CLEMENTE, CA 92673-6608 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 523 VIA EL RISCO, SAN CLEMENTE, CA 92673-6608 |
| Document Number | 0000394505 |
| Instrument Date | Oct 8, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2019 |
| Title Company | PACIFIC COAST TITLE COMPANY, PACIFIC COAST TITLE CO. |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 2 VIA BELORADO SAN CLEMENTE CA 926736711, SAN CLEMENTE, CA 92673-6711 |
| Document Number | 0000394505 |
|---|---|
| Date | Oct 9, 2019 |
| Instrument | 394505 |
| Name | ALLIANT CU |
|---|---|
| Type | Credit Union |
| Address | CHICAGO, IL 60666 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 8, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Oct 9, 2019 |
| Property Address | 523 VIA EL RISCO, SAN CLEMENTE, CA 92673-6608 |
| Document Number | 0000394503 |
| Map Reference | MB 782 PG 8-13 |
| Instrument Date | Sep 11, 2019 |
| Instrument | 2019000394503 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Title Company | PACIFIC COAST TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 523 VIA EL RISCO, SAN CLEMENTE, CA 92673-6608 |
| Document Number | 0000394504 |
|---|---|
| Date | Oct 9, 2019 |
| Instrument | 2019000394504 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2049 |
| Document Number | 0000394505 |
|---|---|
| Date | Oct 9, 2019 |
| Instrument | 2019000394505 |
| Name | ALLIANT CU |
|---|---|
| Type | Credit Union |
| Address | CHICAGO, IL 60666 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 8, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Jun 5, 2017 |
| Property Address | 523 VIA EL RISCO, SAN CLEMENTE, CA 92673-6608 |
| Document Number | 0000226796 |
| Instrument Date | May 23, 2017 |
| Instrument | 226796 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2017 |
| Title Company | OTHER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 523 VIA EL RISCO SAN CLEMENTE CA 926736608, SAN CLEMENTE, CA 92673-6608 |
| Document Number | 226797 |
|---|---|
| Date | Jun 5, 2017 |
| Instrument | 226797 |
| Name | LENDERFI |
|---|---|
| Type | Funding / Finance Company |
| Address | CALABASAS, CA 91302 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 4, 2032 |
Source: Orange County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Municipality | San Clemente City |
| Unified School District | Capistrano Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,537,595 (+2%) Land $745,080 Building $792,515 | |
| 2025 | $17,165.00 (+7.54%) Disabled Person's exemption Veteran's exemption | $1,507,447 (+8.11%) Land $730,471 Building $776,976 |
| 2023 | $15,962.00 (+4.7%) Disabled Person's exemption Veteran's exemption | $1,394,321 Land $702,106 Building $692,215 |
| 2022 | $15,246.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · lower than 71% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SANTA MARGARITA WATER DISTRICT serves 165,275 people · EPA ID CA3010101 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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