509 Via el Risco, San Clemente, CA 92673 Property Records

Orange County property record for 509 Via el Risco, San Clemente, CA 92673 · Last verified November 2025

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,758 sqft · built 2000
Lot Size	0.153 acres (6,684 sqft)
Owner	Individual Name on File
Last Sale	$1,875,000 (Apr 2023)
Tax Bill	$23,298 (2025)
Deeds & Mortgages	Apr 2023 Transfer Apr 2023 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`701-082-13`

Property Details

APN / Parcel Number

Primary APN	`701-082-13`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Building Area	3,758 sqft Living Area

Exterior

Year Built	Built 2000
Lot Area	6,684 sqft (0.153 acres)
Garage Area	651 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	509 VIA EL RISCO
City	SAN CLEMENTE
State	CA
Zip	92673-6608
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 13686 BLK LOT 8
Legal Tract	13686
Legal Lot Number	8
Jurisdiction	ORANGE CA
Township / Civil Division	MISSION VIEJO
Census Block Group	2
Census Block	2001
Census Tract	32063

Owner

Source: Orange County records · APN 701-082-13

Assessment roll updated July 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	509 VIA EL RISCO, SAN CLEMENTE, CA 92673-6608
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2023	Intrafamily Transfer, Transfer PACIFIC COAST TITLE COMPANY
Apr 12, 2023	Grant Deed, Transfer PACIFIC COAST TITLE COMPANY
Oct 03, 2022	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA
Nov 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 12, 2023 · Amount on Record
Deed Sale	Apr 12, 2023 · Amount on Record
Prior Sale	Apr 12, 2023
Deed Document Number	2023000084288
Record Updated	Jun 08, 2026

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Apr 12, 2023
Property Address	509 VIA EL RISCO, SAN CLEMENTE, CA 92673-6608
Document Number	0000084287
Map Reference	MB 782 PG 8-13
Instrument Date	Apr 04, 2023
Instrument	2023000084287
Transaction Type	Transfer
Record Updated	Apr 26, 2023
Title Company	PACIFIC COAST TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 VIA EL RISCO, SAN CLEMENTE, CA 92673-6608

April 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Apr 12, 2023
Property Address	509 VIA EL RISCO, SAN CLEMENTE, CA 92673-6608
Document Number	0000084288
Map Reference	MB 782 PG 8-13
Instrument Date	Mar 20, 2023
Instrument	2023000084288
Transaction Type	Transfer
Record Updated	Apr 26, 2023
Title Company	PACIFIC COAST TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 VIA EL RISCO, SAN CLEMENTE, CA 92673-6608

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	509 VIA EL RISCO, SAN CLEMENTE, CA 92673-6608
Transaction Type	Mortgage
Record Updated	Oct 14, 2022
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 VIA EL RISCO, SAN CLEMENTE, CA 92673-6608

Mortgage

Document Number	0000323400
Date	Oct 03, 2022
Instrument	2022000323400

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.62%
Type Change Date	Nov 01, 2029
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	9.62%
Index	Other
Margin	3
Max Rate	9.62%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	509 VIA EL RISCO, SAN CLEMENTE, CA 92673-6608
Transaction Type	Mortgage
Record Updated	Dec 07, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 VIA EL RISCO, SAN CLEMENTE, CA 92673-6608

Mortgage

Document Number	0000715273
Date	Nov 23, 2021
Instrument	2021000715273

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2051

Interest

Rate Type	Adjustable Rate
Rate	2%
Type Change Date	Dec 01, 2028
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	7%
Index	Other
Max Rate	7%

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated July 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	San Clemente City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$23,298.00 (+46.51%)	$1,950,750 (+56.88%) Land $1,256,723 Building $694,027
2023	$15,902.00 (+2.02%) Homeowner's exemption	$1,243,463 Land $519,633 Building $723,830
2022	$15,587.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (06059C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Moderate above 49% of the US · above 29% of California
Wildfire Likelihood	About 1 in 893 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 151 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 100
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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