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523 Terrell St, Chattanooga, TN 37411 Property Records

Hamilton County property record for 523 Terrell St, Chattanooga, TN 37411

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,080 sqft · built 1935
Lot Size0.348 acres (15,200 sqft)
Owner2 Individual Names on File
Last Sale$175,000 (Mar 2024)
Tax Bill$668 (2025)
Deeds & MortgagesMar 2024 Sale
Mar 2017 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN147I L 019

Property Details

APN / Parcel Number

Primary APN147I L 019
Alternative APN
  • 0000079685

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,080 sqft Living Area

Exterior

Year BuiltBuilt 1935
Effective Year BuiltEffective 1954
Exterior MaterialAluminum Siding
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area15,200 sqft (0.348 acres)
Lot Dimensions152 ft deep x 100 ft wide
Garage TypeDetached

Utilities, Heating & Cooling

Heating SystemGravity Furnace
SewerConnected

Location & Zoning

Account Number0000079685
Street Address523 TERRELL ST
CityCHATTANOOGA
StateTN
Zip37411-2820
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLT 24&25 RIDGE GARDEN ADDN PB7 PG8
Legal SubdivisionRIDGE GARDEN ADDN
Legal Lot Number24,25
JurisdictionHAMILTON TN
Township / Civil Division5
Census Block Group6
Census Block6024
Census Tract3300

Owner

Source: Hamilton County records · APN 147I L 019

Assessment roll updated January 2, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address523 TERRELL ST, CHATTANOOGA, TN 37411-2820
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 01, 2024Warranty Deed, Transfer
ENSIGN TITLE AND ESCROW INC, ENSIGN TITLE & ESCROW INC
Mar 29, 2017Quit Claim Deed, Transfer
TITLE GUARANTY
Mar 16, 2017Quit Claim Deed, Transfer
TITLE GUARANTY, TITLE GUARANTY AND TRUST COMPANY INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 01, 2024 · Amount on Record
Deed SaleMar 01, 2024 · Amount on Record
Deed Document Number2024208
Deed Book / Page13526 / 153
Prior Transfer DateMar 28, 2017
Prior Transfer Doc0000000123
Record UpdatedJun 08, 2026

March 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateMar 01, 2024
Property Address523 TERRELL ST, CHATTANOOGA, TN 37411-2820
Document Number0000000208
Book / Page13526 / 153
Map ReferenceMB 7 PG 8
Instrument DateFeb 28, 2024
Instrument2024030100208
Transaction TypeTransfer
Record UpdatedSep 25, 2025
Title CompanyENSIGN TITLE AND ESCROW INC, ENSIGN TITLE & ESCROW INC

Transaction

AmountAmount Recorded
Tax$647.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address523 TERRELL ST, CHATTANOOGA, TN 37411-2820

March 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHAMILTON TN
Recording DateMar 29, 2017
Property Address523 TERRELL ST, CHATTANOOGA, TN 37411-2820
Document Number0000000123
Book / Page011010 / 000417
Instrument DateMar 28, 2017
Instrument123
Transaction TypeTransfer
Record UpdatedJan 03, 2018
Title CompanyTITLE GUARANTY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address523 TERRELL ST CHATTANOOGA TN 374112820, CHATTANOOGA, TN 37411-2820

March 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHAMILTON TN
Recording DateMar 16, 2017
Property Address523 TERRELL ST, CHATTANOOGA, TN 37411-2820
Document Number0000000117
Book / Page011000 / 000305
Instrument DateNov 04, 2016
Instrument117
Transaction TypeTransfer
Record UpdatedJun 26, 2017
Title CompanyTITLE GUARANTY, TITLE GUARANTY AND TRUST COMPANY INC

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address523 TERRELL ST CHATTANOOGA TN 374112820, CHATTANOOGA, TN 37411-2820

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated January 2, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$668.00 (+119.02%)$44,125 (+222.67%)$176,500 (+222.67%) Land $56,300 Building $120,200
2024$305.00$13,675 (-)$54,700 (-) Land $18,800 Building $35,900
2023$305.00$13,675 (-)$54,700 (-) Land $18,800 Building $35,900
2022$305.00$13,675$54,700 Land $18,800 Building $35,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 30, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 94% of the US · lower than 95% of Tennessee
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Electric Power Board of Chattanooga, Tennessee
Fiber		100,000 / 100,000
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20
AT&T
DSL		100 / 20

Based on FCC filings for 430 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemTENNESSEE AMERICAN WATER
private · serves 207,046 people
Water SourceSurface water
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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