523 Sylvan Ct, Frederick, MD 21703 Property Records

Frederick County property record for 523 Sylvan Ct, Frederick, MD 21703

Property Summary

Property TypeTownhouse
Details3 ba · 2,160 sqft · built 2004
Lot Size0.045 acres (1,940 sqft)
OwnerIndividual Name on Record
Last Sale$227,500 (Aug 2015)
Tax Bill$6,730 (2025)
Deeds & MortgagesJun 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN02-237938

Property Details

APN / Parcel Number

Primary APN02-237938
Alternative APNs
  • 2237938
  • 237938

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories3 Stories
Building Area2,160 sqft Living Area
1st Floor Area720 sqft

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area1,940 sqft (0.045 acres)
Garage TypeBuilt-in
Garage Area220 sqft
Parking Spaces1 Parking Space
Deck Area266 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number237938
Street Address523 SYLVAN CT
CityFREDERICK
StateMD
Zip21703-6112
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodePND
Legal DescriptionLOT 6013 PLAT 1 SECTION 6-1,940 SQ. FT. OVERLOOK
Legal SubdivisionOVERLOOK
Legal Lot Number6013
JurisdictionFREDERICK MD
Township / Civil Division2, FREDERICK
Census Block Group2
Census Block2013
Census Tract750505

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address523 SYLVAN CT, FREDERICK, MD 21703-6112
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 31, 2015 · Amount on Record
Deed SaleAug 31, 2015 · Amount on Record
Prior SaleSep 2, 2004 · Amount on Record
Deed Book / Page10731 / 348
Record UpdatedOct 29, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address523 SYLVAN CT, FREDERICK, MD 21703-6112
Transaction TypeMortgage
Record UpdatedOct 27, 2022
Title CompanyORANGE COAST LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address523 SYLVAN CT, FREDERICK, MD 21703-6112

Mortgage

Document Number0149840311
DateJun 14, 2021
Book Page14984/311
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressTROY, MI 48098
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term172 Months
DueOct 1, 2035

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
MunicipalityFrederick City
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$382,467 (+29.31%)$419,600 (+15.31%) Land $80,000 Building $339,600
2025$6,730.00 (+24.51%)
2023$5,405.00$295,767$363,900 Land $70,000 Building $293,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies14 units insured
incl. 12 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 96% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FREDERICK
serves 54,000 people · EPA ID MD0100015
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2019–2021)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Glo Fiber
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

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