521 Sylvan Ct, Frederick, MD 21703 Property Records

Frederick County property record for 521 Sylvan Ct, Frederick, MD 21703

Property Summary

Property TypeTownhouse
Details2.5 ba · 2,272 sqft · built 2004
Lot Size0.045 acres (1,940 sqft)
OwnerCompany Name on Record
Last Sale$432,500 (Mar 2024)
Tax Bill$6,212 (2024)
Deeds & MortgagesMar 2024 Sale & Mortgage
Feb 2023 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN02-237946

Property Details

APN / Parcel Number

Primary APN02-237946
Alternative APNs
  • 2237946
  • 237946

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories3 Stories
Building Area2,272 sqft Living Area
1st Floor Area776 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area1,940 sqft (0.045 acres)
Garage TypeBuilt-in
Garage Area220 sqft
Parking Spaces1 Parking Space
Deck Area300 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number237946
Street Address521 SYLVAN CT
CityFREDERICK
StateMD
Zip21703-6112
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodePND
Legal DescriptionLOT 6014 PLAT 1 SECTION 6-1,940 SQ. FT. OVERLOOK
Legal SubdivisionOVERLOOK
Legal Lot Number6014
JurisdictionFREDERICK MD
Township / Civil Division2, FREDERICK
Census Block Group2
Census Block2013
Census Tract750505

Owner

Source: Frederick County records, as of March 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address13509 SLOAN ST, ROCKVILLE, MD 20853-2970
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Mar 27, 2024Deed, Transfer · Conventional Mortgage
AMERICAN HERITAGE LENDING INC
Feb 27, 2023Intrafamily Transfer, Transfer
Jul 29, 2022Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Jul 14, 2020Deed, Transfer · FHA Mortgage
HOMESIDE FINANCIAL LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 27, 2024 · Amount on Record
Deed SaleMar 27, 2024 · Amount on Record
Prior SaleJul 29, 2022 · Amount on Record
Prior Transfer DateFeb 24, 2023
Prior Transfer Doc0163420332
Record UpdatedJun 8, 2026

March 2024: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateMar 27, 2024
Property Address521 SYLVAN CT, FREDERICK, MD 21703-6112
Document Number0168080129
Book / Page16808 / 129
Map ReferenceMB 70 PG 45
Instrument DateMar 26, 2024
Transaction TypeTransfer
Record UpdatedApr 8, 2024
Title CompanyNOT AVAILABLE, ANDERSON TITLE & ESCROW

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,162.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5 PETERS LN, FREDERICK, MD 21701-4408

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address13509 SLOAN ST, ROCKVILLE, MD 20853-2970

Mortgage

Document Number0016808134
DateMar 27, 2024
Instrument16808/134
Lender
NameAMERICAN HERITAGE LENDING INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2054

February 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionFREDERICK MD
Recording DateFeb 27, 2023
Property Address521 SYLVAN CT, FREDERICK, MD 21703-6112
Document Number0163420332
Book / Page16342 / 332
Map ReferenceMB 70 PG 45
Instrument DateFeb 24, 2023
Transaction TypeTransfer
Record UpdatedMar 15, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address521 SYLVAN CT, FREDERICK, MD 21703-6112

July 2022: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateJul 29, 2022
Property Address521 SYLVAN CT, FREDERICK, MD 21703-6112
Document Number0160560435
Book / Page16056 / 435
Map ReferenceMB 70 PG 45
Instrument DateJul 25, 2022
Transaction TypeTransfer
Record UpdatedAug 10, 2022
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$975.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address521 SYLVAN CT, FREDERICK, MD 21703-6112

Mortgage

Document Number0016056443
DateJul 29, 2022
Instrument16056/443
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2052

July 2020: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateJul 14, 2020
Property Address521 SYLVAN CT, FREDERICK, MD 21703-6112
Document Number0138920205
Book / Page13892 / 205
Map ReferenceMB 70 PG 45
Instrument DateJun 30, 2020
Transaction TypeTransfer
Record UpdatedAug 9, 2021
Title CompanyCLA TITLE & ESCROW

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$700.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address521 SYLVAN CT, FREDERICK, MD 21703-6112

Mortgage

Document Number13892212
DateJul 14, 2020
Instrument13892/212
Lender
NameHOMESIDE FINANCIAL LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2050

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 4, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
MunicipalityFrederick City
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$368,800 (+23.12%) Land $70,000 Building $298,800$368,800 (-) Land $70,000 Building $298,800
2024$6,212.00 (+13.52%)
2023$5,472.00$299,533$368,800 Land $70,000 Building $298,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies14 units insured
incl. 12 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 96% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FREDERICK
serves 54,000 people · EPA ID MD0100015
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2019–2021)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Glo Fiber
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

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