523 Sumner Ave, Aptos, CA 95003 Property Records

Santa Cruz County property record for 523 Sumner Ave, Aptos, CA 95003 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 2001
Square Footage1,971 sqft Living Area
Lot Size4,530 sqft (0.104 acres)
OccupancyOwner Occupied
Last Sale$850,000 (2006)
Tax Bill$14,405.00 (2025)

Property Details

APN / Parcel Number

Primary APN044-203-27
Alternative APN
  • 044-203-27-000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Building Area1,971 sqft Living Area
Gross Area2,412 sqft Gross Area
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Construction TypeWood Construction
Roof MaterialComposition Shingle Roof
Lot Area4,530 sqft (0.104 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area441 sqft Garage
Deck Area182 sqft Deck
Patio Area182 sqft Patio

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address523 SUMNER AVE
CityAPTOS
StateCA
Zip95003-5216
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal SubdivisionAPTOS BEACH CC PROPS 01
Legal Lot Number22
JurisdictionSANTA CRUZ CA
Minor Civil DivisionSANTA CRUZ
Census Blockgroup1
Census Block1019
Census Tract122203

Owner

Source: Santa Cruz County records · APN 044-203-27

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordTrust Name on File
Mailing Address523 SUMNER AVE, APTOS, CA 95003-5216
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingOwner is a Trust, Family Trust

Deeds, Mortgages & Sale History

DateDocument
Feb 14, 2017Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
Nov 17, 2020Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
Aug 31, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 01, 2006 · Amount on Record
Deed SaleDec 01, 2006 · Amount on Record
Prior SaleAug 28, 2000 · Amount on Record
Deed Doc Number200669382
Last Transfer DateAug 27, 2020
Transfer Doc0000033616
Record RefreshedSep 20, 2026

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address523 SUMNER AVE, APTOS, CA 95003-5216
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyTSI TITLE COMPANY OF CA INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000005430
DateFeb 14, 2017
Instrument2017-0005430
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2047

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address523 SUMNER AVE, APTOS, CA 95003-5216
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 2368, APTOS, CA 95001-2368

Mortgage

Document Number0000048814
DateNov 17, 2020
Instrument2020-0048814
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2050

August 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA CRUZ CA
Recording DateAug 31, 2020
Property Address523 SUMNER AVE, APTOS, CA 95003-5216
Document Number0000033616
Instrument DateAug 27, 2020
Instrument33616
Transaction TypeTransfer
Record UpdatedSep 24, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address523 SUMNER AVE APTOS CA 950035216, APTOS, CA 95003-5216

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$1,161,601 (+2%) Land $696,961 Building $464,640
2025$14,405.00 (+9.92%) Homeowner's exemption$1,138,824 (+4.04%) Land $683,295 Building $455,529
2023$13,105.00 (+2.02%) Homeowner's exemption$1,094,603 Land $656,762 Building $437,841$1,202,130
2022$12,845.00

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