Santa Cruz County property record for 520 Sumner Ave, Aptos, CA 95003 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1988 |
| Square Footage | 2,093 sqft Living Area |
| Lot Size | 4,443 sqft (0.102 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $880,000 (2018) |
| Tax Bill | $12,929.00 (2025) |
| Primary APN | 053-151-10 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 8 Rooms |
| Building Area | 2,093 sqft Living Area |
| Gross Area | 2,503 sqft Gross Area |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Construction Type | Wood Construction |
| Roof Construction | Sawtooth Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 4,443 sqft (0.102 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 410 sqft Garage |
| Deck Area | 494 sqft Deck |
| Patio Area | 494 sqft Patio |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Street Address | 520 SUMNER AVE |
|---|---|
| City | APTOS |
| State | CA |
| Zip | 95003-5256 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | TRACT 877 LOT 39 |
| Legal Subdivision | SUMMER WOODS UN 02 TR 877 |
| Legal Tract | 877 |
| Legal Lot Number | 39 |
| Jurisdiction | SANTA CRUZ CA |
| Minor Civil Division | SANTA CRUZ |
| Census Blockgroup | 2 |
| Census Block | 2000 |
| Census Tract | 122205 |
Source: Santa Cruz County records · APN 053-151-10
Assessment roll updated August 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 520 SUMNER AVE, APTOS, CA 95003-5256 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Mar 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO |
| May 15, 2019 | Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO |
| Mar 27, 2018 | Grant Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 27, 2018 · Amount on Record |
| Deed Sale | Mar 27, 2018 · Amount on Record |
| Prior Sale | May 02, 2000 · Amount on Record |
| Deed Doc Number | 20188958 |
| Prior Transfer Date | Oct 06, 2009 |
| Prior Transfer Doc | 0000050424 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 520 SUMNER AVE, APTOS, CA 95003-5256 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2021 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|---|
| Address | 520 SUMNER AVE, APTOS, CA 95003-5256 |
| Document Number | 0000014339 |
|---|---|
| Date | Mar 10, 2021 |
| Instrument | 2021-0014339 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 520 SUMNER AVE, APTOS, CA 95003-5256 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | OLD REPUBLIC TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000012868 |
|---|---|
| Date | May 15, 2019 |
| Instrument | 2019-0012868 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Mar 27, 2018 |
| Property Address | 520 SUMNER AVE, APTOS, CA 95003-5256 |
| Document Number | 0000008958 |
| Map Reference | MB 71 PG 63 |
| Instrument Date | Mar 15, 2018 |
| Instrument | 2018-0008958 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Title Company | OLD REPUBLIC TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property (Marital Community) with Rights of Survivorship |
| Address | 520 SUMNER AVE, APTOS, CA 95003-5256 |
| Document Number | 0000008959 |
|---|---|
| Date | Mar 27, 2018 |
| Instrument | 2018-0008959 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2048 |
Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,021,316 (+2%) Land $694,495 Building $326,821 | ||
| 2025 | $12,929.00 (+10.03%) | $1,001,290 (+4.04%) Land $680,877 Building $320,413 | |
| 2023 | $11,750.00 (+2.17%) | $962,409 Land $654,438 Building $307,971 | $1,079,370 |
| 2022 | $11,500.00 |
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