523 Summit Ave, Schenectady, NY 12307 Property Records

Schenectady County and Schenectady City property record for 523 Summit Ave, Schenectady, NY 12307

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,232 sqft · built 1905
Lot Size	0.079 acres (3,465 sqft)
Owner	Individual Name on Record
Last Sale	$15,500 (Sep 2018)
Tax Bill	$3,723 (2026)
Deeds & Mortgages	Sep 2018 Transfer Sep 2018 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`421500 49.31-3-57`

Property Details

APN / Parcel Number

Primary APN	`421500 49.31-3-57`
Alternative APN	`150004903100030570000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,232 sqft Living Area
1st Floor Area	616 sqft
2nd Floor Area	616 sqft

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Architectural Style	Traditional
Exterior Material	Composition/Composite
Lot Area	3,465 sqft (0.079 acres)
Lot Dimensions	105 ft deep x 33 ft wide
Porch	Porch
Porch Area	176 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	523 SUMMIT AVE
City	SCHENECTADY
State	NY
Zip	12307-1720
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	03 - MULTI
Legal Description	PART OF 2 WOOD AND GARAGE
Legal Subdivision	E W PAIGE
Legal Block	3
Legal Lot Number	57.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	3
Census Block	3004
Census Tract	21002

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	601 ORCHARD ST, SCHENECTADY, NY 12303-1635
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2018	Quit Claim Deed, Transfer Quitclaim
Sep 6, 2018	Quit Claim Deed, Transfer Quitclaim
Feb 28, 2018	Grant Deed, Transfer
Sep 1, 2017	Tax Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 6, 2018 · Amount on Record
Deed Sale	Sep 6, 2018 · Amount on Record
Deed Document Number	201839777
Deed Book / Page	1995 / 176
Prior Transfer Date	Aug 28, 2018
Prior Transfer Doc	0000039777
Record Updated	Oct 29, 2026

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Sep 6, 2018
Property Address	523 SUMMIT AVE, SCHENECTADY, NY 12307-1720
Document Number	0000039776
Book / Page	001995 / 000173
Instrument Date	Aug 28, 2018
Instrument	39776
Transaction Type	Transfer
Record Updated	Sep 24, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Sep 6, 2018
Property Address	523 SUMMIT AVE, SCHENECTADY, NY 12307-1720
Document Number	0000039777
Book / Page	001995 / 000176
Instrument Date	Aug 28, 2018
Instrument	39777
Transaction Type	Transfer
Record Updated	Sep 26, 2018

Transaction

Amount	Amount Recorded
Tax	$62.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	601 ORCHARD ST SCHENECTADY NY 123031635, SCHENECTADY, NY 12303-1635

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Feb 28, 2018
Property Address	523 SUMMIT AVE, SCHENECTADY, NY 12307-1720
Document Number	0000009019
Book / Page	001982 / 000302
Instrument Date	Feb 28, 2018
Instrument	9019
Transaction Type	Transfer
Record Updated	Mar 9, 2018

Transaction

Amount	Amount Recorded
Tax	$2.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	105 JAY ST SCHENECTADY NY 123051905, SCHENECTADY, NY 12305-1905

September 2017: Tax Deed, Foreclosure

Document Type	Tax Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Sep 1, 2017
Property Address	523 SUMMIT AVE, SCHENECTADY, NY 12307-1720
Document Number	0000039655
Book / Page	001970 / 000225
Instrument Date	Sep 1, 2017
Instrument	39655
Transaction Type	Foreclosure
Record Updated	Sep 6, 2017

Transaction

Amount	Amount Recorded
Tax	$2.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	105 JAY ST SCHENECTADY NY 123051905, SCHENECTADY, NY 12305-1905

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,723.00 (+2.85%)
2025	$3,620.00 (+6.19%)	$66,300 (-) Land $9,900 Building $56,400	$109,786 (+30.82%) Land $16,393 Building $93,393
2023		$66,300 (-) Land $9,900 Building $56,400	$83,924 (+3.8%) Land $12,532 Building $71,392
2022		$66,300 Land $9,900 Building $56,400	$80,854 Land $12,073 Building $68,781
2021	$3,409.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1999–2003)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Mar 2003 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 585 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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