520 Summit Ave, Schenectady, NY 12307 Property Records

Schenectady County and Schenectady City property record for 520 Summit Ave, Schenectady, NY 12307 · Last verified August 2026

Property Highlights

Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Year Built	Built 1984
Square Footage	3,388 sqft Gross Area
Lot Size	8,400 sqft (0.193 acres)
Last Sale	$116,000 (2019)
Tax Bill	$6,710.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`421500 49.31-2-5`
Alternative APN	`150004903100020050000000`

Interior

Units	4 Units
Building Area	3,388 sqft Gross Area
Basement Area	1,694 sqft Basement
Unfinished Basement	1,694 sqft Unfinished
Stories	2 Stories

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Lot Area	8,400 sqft (0.193 acres)
Depth X Width	150 ft x 56 ft Depth x Width
Porch Area	688 sqft Porch

Utilities and HVAC

Heating Fuel	Oil Heating Fuel
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Street Address	520 SUMMIT AVE
City	SCHENECTADY
State	NY
Zip	12307-1721
Property Usage	Residential Property Usage
Type	Residential > Multi-Unit > Apartments (5+ Units)
Legal Description	PART OF 2 WOOD
Legal Block	2
Legal Lot Number	5.000
Jurisdiction	SCHENECTADY NY
Minor Civil Division	SCHENECTADY
Census Blockgroup	3
Census Block	3002
Census Tract	21002

Owner

Source: Schenectady County and Schenectady City records · APN 421500 49.31-2-5

Assessment roll updated April 14, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	717 ORCHARD ST, SCHENECTADY, NY 12303-1661
Owner Type	Owner is a Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2023	Warranty Deed, Transfer · Commercial Mortgage BPL MORTGAGE TRUST LLC
Apr 05, 2019	Warranty Deed, Transfer · Conventional Mortgage THE FEDERAL SAVINGS BANK
Apr 27, 2017	Warranty Deed, Transfer · Commercial Mortgage CAPITAL COMMUNICATIONS FCU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 05, 2019 · Amount on Record
Deed Sale	Apr 05, 2019 · Amount on Record
Prior Sale	Apr 27, 2017 · Amount on Record
Deed Doc Number	201914868
Deed Book / Page	2008 / 850
Last Transfer Date	Dec 28, 2020
Transfer Doc	0000001525
Record Refreshed	Sep 20, 2026

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Jan 11, 2023
Property Address	520 SUMMIT AVE, SCHENECTADY, NY 12307-1721
Document Number	0000001525
Book / Page	2100 / 561
Instrument Date	Dec 28, 2020
Instrument	202301525
Transaction Type	Transfer
Record Updated	Jan 25, 2023

Transaction

Tax	$0.00
Amount Accuracy	Zero or No Consideration Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	717 ORCHARD ST, SCHENECTADY, NY 12303-1661

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	717 ORCHARD ST, SCHENECTADY, NY 12303-1661

Mortgage

Document Number	0000001526
Date	Jan 11, 2023
Book Page	5282/556
Instrument	202301526

Lender

Name	BPL MORTGAGE TRUST LLC
Address	VILLA PARK, IL 60181

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Apr 05, 2019
Property Address	520 SUMMIT AVE, SCHENECTADY, NY 12307-1721
Document Number	0000014868
Book / Page	2008 / 850
Instrument Date	Feb 27, 2019
Instrument	201914868
Transaction Type	Transfer
Record Updated	May 10, 2022
Title Company	CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$464.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5801 NICHOLSON LN APT 533, 5801, ROCKVILLE, MD 20852-5731

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5801 119TH ROAD, JAMAICA, NY 11434

Mortgage

Document Number	0000014871
Date	Apr 05, 2019
Instrument	201914871

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2049

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Apr 27, 2017
Property Address	520 SUMMIT AVE, SCHENECTADY, NY 12307-1721
Document Number	0000018855
Book / Page	1961 / 500
Instrument Date	Apr 21, 2017
Instrument	201718855
Transaction Type	Transfer
Record Updated	Feb 06, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$400.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	520 SUMMIT AVE, 520, SCHENECTADY, NY 12307-1727

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5307 RANDOLPH RD APT 5, 5, ROCKVILLE, MD 20852-2121

Mortgage

Document Number	0000018856
Date	Apr 27, 2017
Book Page	4757/214
Instrument	201718856

Lender

Name	CAPITAL COMMUNICATIONS FCU
Type	Credit Union
Address	ALBANY, NY 12205

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2047

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,710.00 (-6.81%)	$110,900 (-) Land $23,000 Building $87,900	$183,640 (+30.82%) Land $38,086 Building $145,554
2023		$110,900 (-) Land $23,000 Building $87,900	$140,380 (+3.8%) Land $29,114 Building $111,266
2022		$110,900 Land $23,000 Building $87,900	$135,244 Land $28,049 Building $107,195
2021	$7,200.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

520 Summit Ave, Schenectady, NY 12307 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

January 2023: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

April 2019: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

April 2017: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Nearby Properties on Summit Ave

Nearby Streets

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