523 Seacliff Dr, Aptos, CA 95003 Property Records

Santa Cruz County property record for 523 Seacliff Dr, Aptos, CA 95003

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,879 sqft · built 1988
Lot Size	0.101 acres (4,400 sqft)
Owner	2 Individual Names on Record
Last Sale	$3,510,000 (Mar 2022)
Tax Bill	$43,714 (2025)
Deeds & Mortgages	Mar 2022 Sale Mar 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`038-173-09`

Property Details

APN / Parcel Number

Primary APN	`038-173-09`
Alternative APN	`038-173-09-000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	2,879 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2006
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	4,400 sqft (0.101 acres)
View / Lot	Ocean
Garage Type	Attached
Garage Area	410 sqft
Parking Spaces	2 Parking Spaces
Deck Area	206 sqft
Patio Area	206 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	523 SEACLIFF DR
City	APTOS
State	CA
Zip	95003-3553
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-4
Legal Subdivision	SEACLIFF PARK 03
Legal Lot Number	5
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1019
Census Tract	122100

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	25665 COUNTY ROAD 99, DAVIS, CA 95616-9504
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2022	Grant Deed, Transfer OLD REPUBLIC TITLE COMPANY
Mar 4, 2022	Affidavit of Death of Joint Tenant, Transfer
Mar 8, 2018	Grant Deed, Transfer
Mar 8, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 4, 2022 · Amount on Record
Deed Sale	Mar 4, 2022 · Amount on Record
Prior Sale	Jan 31, 2011 · Amount on Record
Deed Document Number	20227168
Prior Transfer Date	Dec 12, 2017
Prior Transfer Doc	0000007035
Record Updated	Sep 20, 2026

March 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Mar 4, 2022
Property Address	523 SEACLIFF DR, APTOS, CA 95003-3553
Document Number	0000007168
Map Reference	MB 18 PG 59
Instrument Date	Feb 24, 2022
Instrument	2022-0007168
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$3,861.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	25665 COUNTY ROAD 99, DAVIS, CA 95616-9504

March 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	SANTA CRUZ CA
Recording Date	Mar 4, 2022
Property Address	523 SEACLIFF DR, APTOS, CA 95003-3553
Document Number	0000007167
Map Reference	MB 18 PG 59
Instrument Date	Feb 24, 2022
Instrument	2022-0007167
Transaction Type	Transfer
Record Updated	Mar 23, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	909 ROBIN LN, CAMPBELL, CA 95008-5365

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Mar 8, 2018
Property Address	523 SEACLIFF DR, APTOS, CA 95003-3553
Document Number	0000007035
Instrument Date	Dec 12, 2017
Instrument	7035
Transaction Type	Transfer
Record Updated	Mar 21, 2018

Transaction

Amount	Amount Recorded
Tax	$66.00
Amount Accuracy	Confirmed
Additional	Intrafamily Transfer Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	909 ROBIN LN CAMPBELL CA 950085365, CAMPBELL, CA 95008-5365

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Mar 8, 2018
Property Address	523 SEACLIFF DR, APTOS, CA 95003-3553
Document Number	0000007036
Instrument Date	Dec 5, 2017
Instrument	7036
Transaction Type	Transfer
Record Updated	Mar 26, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	909 ROBIN LN CAMPBELL CA 950085365, CAMPBELL, CA 95008-5365

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$3,858,537 (+3.59%) Land $2,963,483 Building $895,054
2025	$43,714.00 (+9.08%)	$3,724,840 (+4.04%) Land $2,905,375 Building $819,465
2023	$40,075.00 (+399.07%)	$3,580,200 Land $2,792,556 Building $787,644	$3,276,450
2022	$8,030.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	12 (1982–2023)
Claims Outside the SFHA	1 of 12
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 6 claims Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 514 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20
Surfnet Communications Fixed Wireless	100 / 20

May also be available: Cruzio, GeoLinks, Verizon.

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