521 Seacliff Dr, Aptos, CA 95003 Property Records

Santa Cruz County property record for 521 Seacliff Dr, Aptos, CA 95003

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,151 sqft · built 2002
Lot Size0.099 acres (4,312 sqft)
OwnerTrust Name on Record
Last Sale$400,000 (Feb 1999)
Tax Bill$47,225 (2025)
Flood ZoneZone X (minimal risk)
APN038-173-10

Property Details

APN / Parcel Number

Primary APN038-173-10
Alternative APN
  • 038-173-10-000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms6 Rooms
Building Area2,151 sqft Living Area
Gross Area2,385 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area4,312 sqft (0.099 acres)
View / LotOcean
Garage TypeAttached
Garage Area234 sqft
Parking Spaces1 Parking Space
Deck Area69 sqft
Patio Area69 sqft

Utilities, Heating & Cooling

Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address521 SEACLIFF DR
CityAPTOS
StateCA
Zip95003-3553
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1-4
Legal SubdivisionSEACLIFF PARK 03
Legal Block2
Legal Lot Number4
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group1
Census Block1019
Census Tract122100

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordTrust Name on Record
Mailing Address15387 ROBIN ANNE LN, MONTE SERENO, CA 95030-2236
Owner TypeIndividual
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 25, 1999 · Amount on Record
Deed SaleFeb 25, 1999 · Amount on Record
Deed Document Number199914241
Last Transfer DateSep 20, 2013
Transfer Doc0000049140
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,116,107 (+2%) Land $3,270,137 Building $845,970
2025$47,225.00 (+9.05%)$4,035,399 (+4.04%) Land $3,206,017 Building $829,382
2023$43,306.00 (+1.85%)$3,878,699 Land $3,081,523 Building $797,176$2,850,480
2022$42,520.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone VE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 23 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies23 in force
Nearby Flood Claims12 (1982–2023)
Claims Outside the SFHA1 of 12
Most Recent ClaimJan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 6 claims
  • Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOQUEL CREEK WATER DISTRICT
serves 40,962 people · EPA ID CA4410017
Water SourcePurchased surface water from several systems
Last State InspectionJun 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 514 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Starlink
Satellite
280 / 30
Etheric Networks
Fixed Wireless
250 / 100
T-Mobile
Fixed Wireless
100 / 20
Surfnet Communications
Fixed Wireless
100 / 20

May also be available: Cruzio, GeoLinks, Verizon.

Nearby Properties on Seacliff Dr

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