Sacramento County property record for 523 Rowlands Ct, Folsom, CA 95630
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,350 sqft · built 2003 |
| Lot Size | 0.371 acres (16,137 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $605,000 (Aug 2019) |
| Tax Bill | $7,819 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Oct 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 072-2120-016-0000 |
| Primary APN | 072-2120-016-0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,350 sqft Living Area |
| 1st Floor Area | 2,350 sqft |
| Family Room | Family Room |
| Utility Room | Utility Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Other |
| Lot Area | 16,137 sqft (0.371 acres) |
| Garage Area | 608 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 523 ROWLANDS CT |
|---|---|
| City | FOLSOM |
| State | CA |
| Zip | 95630-9591 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-M (PD) |
| Legal Description | SIERRA ESTATES, LOT 16 |
| Legal Subdivision | SIERRA ESTATES |
| Legal Lot Number | 16 |
| Jurisdiction | SACRAMENTO CA |
| Township / Civil Division | FOLSOM |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 8508 |
523 Rowlands Ct is owned and occupied by two individuals who bought it in August 2019.
Source: Sacramento County records, as of September 3, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 523 ROWLANDS CT, FOLSOM, CA 95630-9591 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 5, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Oct 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Mar 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Aug 9, 2019 | Grant Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 9, 2019 · Amount on File |
| Deed Sale | Aug 9, 2019 · Amount on File |
| Prior Sale | Feb 14, 2003 · Amount on File |
| Deed Book / Page | 20190809 / 1320 |
| Prior Transfer Date | Feb 5, 2004 |
| Prior Transfer Doc | 2004000547 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 523 ROWLANDS CT, FOLSOM, CA 95630-9591 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2026 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 523 ROWLANDS CT, FOLSOM, CA 95630-9591 |
| Investor | Possibly a Property Investor |
| Document Number | 0000001270 |
|---|---|
| Date | Jan 5, 2022 |
| Instrument | 2022010501270 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 523 ROWLANDS CT, FOLSOM, CA 95630-9591 |
| Document Number | 2010220258 |
| Instrument Date | Oct 16, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 523 ROWLANDS CT FOLSOM CA 956309591, FOLSOM, CA 95630-9591 |
| Document Number | 2010220258 |
|---|---|
| Date | Oct 22, 2020 |
| Instrument | 2010220258 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 336 Months |
| Due | Oct 21, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 523 ROWLANDS CT, FOLSOM, CA 95630-9591 |
| Document Number | 2003200550 |
| Instrument Date | Mar 16, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 523 ROWLANDS CT FOLSOM CA 956309591, FOLSOM, CA 95630-9591 |
| Document Number | 2003200550 |
|---|---|
| Date | Mar 20, 2020 |
| Instrument | 2003200550 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 19, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Aug 9, 2019 |
| Property Address | 523 ROWLANDS CT, FOLSOM, CA 95630-9591 |
| Document Number | 1908091320 |
| Instrument Date | Jul 25, 2019 |
| Instrument | 1908091320 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2019 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $665.50 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 523 ROWLANDS CT FOLSOM CA 956309591, FOLSOM, CA 95630-9591 |
| Document Number | 1908091321 |
|---|---|
| Date | Aug 9, 2019 |
| Instrument | 1908091321 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 8, 2049 |
The 2025 property tax bill for 523 Rowlands Ct was $7,819 with a homeowner's exemption, up 2.1% from the year before.
Source: Sacramento County assessment roll, as of July 22, 2026
| Type | Name |
|---|---|
| State | California |
| County | Sacramento County |
| Municipality | Folsom City |
| Unified School District | Folsom-Cordova Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $695,691 (+2%) Land $233,140 Building $462,551 | |
| 2025 | $7,819.00 (+2.14%) Homeowner's exemption | $682,051 Land $228,569 Building $453,482 |
| 2024 | $7,655.00 (+4.92%) | |
| 2023 | $7,296.00 (+2.36%) Homeowner's exemption | $635,961 Land $219,695 Building $416,266 |
| 2022 | $7,128.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 523 Rowlands Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 523 Rowlands Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.4% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FOLSOM, CITY OF - MAIN serves 80,969 people · EPA ID CA3410014 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 482 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Zeta Broadband Fixed Wireless | 400 / 50 |
| Succeed.Net Fixed Wireless | 100 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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