522 Rowlands Ct, Folsom, CA 95630 Property Records

Sacramento County property record for 522 Rowlands Ct, Folsom, CA 95630

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,350 sqft · built 2002
Lot Size0.446 acres (19,405 sqft)
OwnerIndividual Name on Record
Last Sale$715,000 (Dec 2018)
Tax Bill$9,155 (2025)
Deeds & MortgagesSep 2022 Line of Credit
Aug 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN072-2120-015-0000

Property Details

APN / Parcel Number

Primary APN072-2120-015-0000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area2,350 sqft Living Area
1st Floor Area2,350 sqft
Family RoomFamily Room
Utility RoomUtility Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Architectural StyleCustom Design
Construction TypeWood
Roof MaterialOther
Lot Area19,405 sqft (0.446 acres)
Garage Area608 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address522 ROWLANDS CT
CityFOLSOM
StateCA
Zip95630-9591
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1-M (PD)
Legal DescriptionSIERRA ESTATES, LOT 15
Legal SubdivisionSIERRA ESTATES
Legal Lot Number15
JurisdictionSACRAMENTO CA
Township / Civil DivisionFOLSOM
Census Block Group2
Census Block2000
Census Tract8508

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address522 ROWLANDS CT, FOLSOM, CA 95630-9591
OccupancyOwner Occupied
Owner TypeIndividual
VestingRight of Survivorship

Deeds, Mortgages & Sale History

DateDocument
Sep 26, 2022Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
Aug 17, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS
Sep 11, 2019Deed of Trust, Mortgage · Conventional Mortgage
HOMESERVICES LNDG
Dec 21, 2018Grant Deed, Transfer · Conventional Mortgage
HOMESERVICES LNDG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 21, 2018 · Amount on Record
Deed SaleDec 21, 2018 · Amount on Record
Prior SaleDec 4, 2002 · Amount on Record
Deed Book / Page20181221 / 410
Record UpdatedSep 20, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address522 ROWLANDS CT, FOLSOM, CA 95630-9591
Transaction TypeMortgage
Record UpdatedMay 15, 2026
Title CompanyWFG LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address522 ROWLANDS CT, FOLSOM, CA 95630-9591

Mortgage

Document Number0000000600
DateSep 26, 2022
Instrument2022092600600
Lender
NameBANK OF AMERICA NA
TypeBank
AddressFORT WORTH, TX 76155
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address522 ROWLANDS CT, FOLSOM, CA 95630-9591
Document Number2011161058
Instrument DateAug 17, 2020
Transaction TypeMortgage
Record UpdatedDec 3, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address522 ROWLANDS CT FOLSOM CA 956309591, FOLSOM, CA 95630-9591

Mortgage

Document Number2011161058
DateNov 16, 2020
Instrument2011161058
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 15, 2050

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address522 ROWLANDS CT, FOLSOM, CA 95630-9591
Document Number1909161368
Instrument DateSep 11, 2019
Transaction TypeMortgage
Record UpdatedSep 25, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address522 ROWLANDS CT FOLSOM CA 956309591, FOLSOM, CA 95630-9591

Mortgage

Document Number1909161368
DateSep 16, 2019
Instrument1909161368
Lender
NameHOMESERVICES LNDG
AddressWEST DES MOINES, IA 50266
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 15, 2049

December 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSACRAMENTO CA
Recording DateDec 21, 2018
Property Address522 ROWLANDS CT, FOLSOM, CA 95630-9591
Document Number1812210410
Instrument DateDec 18, 2018
Instrument1812210410
Transaction TypeTransfer
Record UpdatedJan 7, 2019
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$786.50
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address522 ROWLANDS CT FOLSOM CA 956309591, FOLSOM, CA 95630-9591

Mortgage

Document Number1812210411
DateDec 21, 2018
Instrument1812210411
Lender
NameHOMESERVICES LNDG
AddressWEST DES MOINES, ID 50266
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 20, 2048

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySacramento County
MunicipalityFolsom City
Unified School DistrictFolsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$813,543 (+2%) Land $225,287 Building $588,256
2025$9,155.00 (+2.11%)$797,592 (+4.04%) Land $220,870 Building $576,722
2024$8,966.00 (+1.9%)
2023$8,799.00 (+2.2%)$766,623 Land $212,295 Building $554,328
2022$8,610.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.4% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFOLSOM, CITY OF - MAIN
serves 80,969 people · EPA ID CA3410014
Water SourceSurface water
Last State InspectionFeb 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 482 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Zeta Broadband
Fixed Wireless
400 / 50
Succeed.Net
Fixed Wireless
100 / 50
T-Mobile
Fixed Wireless
100 / 20
Cal.net
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL
100 / 20

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