523 Ramsden Rd, Plano, IL 60545 Property Records

Kendall County property record for 523 Ramsden Rd, Plano, IL 60545

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,637 sqft · built 2007
Lot Size	0.246 acres (10,735 sqft)
Owner	2 Individual Names on File
Last Sale	$275,000 (Nov 2021)
Tax Bill	$9,309 (2024)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Aug 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-21-231-010`

Property Details

APN / Parcel Number

Primary APN	`01-21-231-010`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,637 sqft Living Area
Gross Area	2,942 sqft
1st Floor Area	1,637 sqft
Basement Area	864 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Bi-Level
Exterior Material	Concrete
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	10,735 sqft (0.246 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	523 RAMSDEN RD
City	PLANO
State	IL
Zip	60545-3029
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1532 LAKEWOOD SPRINGS UNIT 6 CITY OF PLANO
Legal Subdivision	LAKEWOOD SPRINGS
Legal Lot Number	1532
Jurisdiction	KENDALL IL
Township / Civil Division	LITTLE ROCK
Census Block Group	2
Census Block	2009
Census Tract	890502

Owner

523 Ramsden Rd is owned and occupied by two individuals who bought it in November 2021.

Source: Kendall County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	523 RAMSDEN RD, PLANO, IL 60545-3029
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2021	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Aug 16, 2018	Deed of Trust, Mortgage · FHA Mortgage COMPASS MORTGAGE INC
Jun 3, 2020	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 18, 2021 · Amount on File
Deed Sale	Nov 18, 2021 · Amount on File
Prior Sale	Oct 24, 2014 · Amount on File
Deed Document Number	202130831
Prior Transfer Date	Sep 26, 2014
Prior Transfer Doc	0000014955
Record Updated	Oct 29, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENDALL IL
Recording Date	Nov 18, 2021
Property Address	523 RAMSDEN RD, PLANO, IL 60545-3029
Document Number	0000030831
Map Reference	DOC 200600019121
Instrument Date	Aug 18, 2021
Instrument	202100030831
Transaction Type	Transfer
Record Updated	Dec 20, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$275.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	523 RAMSDEN RD, PLANO, IL 60545-3029

Mortgage

Document Number	0000030832
Date	Nov 18, 2021
Instrument	202100030832

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Sep 1, 2051

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Property Address	523 RAMSDEN RD, PLANO, IL 60545-3029
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CARRINGTON TITLE PARTNERS LL

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011756
Date	Aug 16, 2018
Instrument	201800011756

Lender

Name	COMPASS MORTGAGE INC
Type	Mortgage Company
Address	WARRENVILLE, IL 60555

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 1, 2033

Interest

Rate Type	Fixed Rate
Rate	3.75%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Property Address	523 RAMSDEN RD, PLANO, IL 60545-3029
Document Number	0000012297
Instrument Date	Jun 3, 2020
Transaction Type	Mortgage
Record Updated	Jul 23, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	523 RAMSDEN RD PLANO IL 605453029, PLANO, IL 60545-3029

Mortgage

Document Number	0000012297
Date	Jul 9, 2020
Instrument	12297

Lender

Name	PENNYMAC
Address	HIDDEN VALLEY, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 8, 2050

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kendall County
County Subdivision	Little Rock Township
Municipality	Plano City
Unified School District	Plano Community Unit School District 88 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$114,630 Land $10,918 Building $103,712	$343,890 Land $32,754 Building $311,136
2024	$9,309.00
2022		$74,541 Land $7,610 Building $66,931	$223,623 Land $22,830 Building $200,793

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 523 Ramsden Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 523 Ramsden Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLANO serves 12,600 people · EPA ID IL0930200
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	12 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Metronet, Watch TV.

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