512 Ramsden Rd, Plano, IL 60545 Property Records

Kendall County property record for 512 Ramsden Rd, Plano, IL 60545

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,560 sqft · built 2006
Lot Size	0.193 acres (8,392 sqft)
Owner	Individual Name on Record
Last Sale	$233,000 (Mar 2021)
Tax Bill	$8,791 (2024)
Deeds & Mortgages	Jul 2026 Mortgage Nov 2023 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`01-21-230-036`

Property Details

APN / Parcel Number

Primary APN	`01-21-230-036`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,560 sqft Living Area
Gross Area	2,781 sqft
1st Floor Area	1,560 sqft
Basement Area	780 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Bi-Level
Exterior Material	Concrete
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	8,392 sqft (0.193 acres)
Lot Dimensions	120 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	512 RAMSDEN RD
City	PLANO
State	IL
Zip	60545-3026
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1507 LAKEWOOD SPRINGS UNIT 6 CITY OF PLANO
Legal Subdivision	LAKEWOOD SPRINGS
Legal Lot Number	1507
Jurisdiction	KENDALL IL
Township / Civil Division	LITTLE ROCK
Census Block Group	2
Census Block	2003
Census Tract	890502

Owner

Source: Kendall County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	512 RAMSDEN RD, PLANO, IL 60545-3026
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2026	Deed of Trust, Mortgage · FHA Mortgage SERVICELINK
Nov 13, 2023	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
Nov 13, 2023	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
Dec 29, 2022	Deed of Trust, Mortgage · FHA Mortgage CALIBER HOME LOANS INC
Mar 15, 2021	Warranty Deed, Transfer · FHA Mortgage CALIBER HOME LOANS INC
May 22, 2020	Deed of Trust, Mortgage HOMETOWN LNDRS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 15, 2021 · Amount on Record
Deed Sale	Mar 15, 2021 · Amount on Record
Prior Sale	Apr 13, 2007 · Amount on Record
Deed Document Number	20216606
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Recording Date	Jul 7, 2026
Property Address	512 RAMSDEN RD, PLANO, IL 60545-3026
Document Number	0000009728
Instrument Date	May 29, 2026
Instrument	20269728
Transaction Type	Mortgage
Record Updated	Jul 15, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	512 RAMSDEN RD, PLANO, IL 60545-3026

Mortgage

Document Number	0000009728,
Date	Jul 7, 2026
Instrument	20269728

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	297 Months
Due	Apr 1, 2051

Interest

Rate	6.3%
Max Rate	-1%

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Property Address	512 RAMSDEN RD, PLANO, IL 60545-3026
Transaction Type	Mortgage
Record Updated	Mar 4, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	512 RAMSDEN RD, PLANO, IL 60545-3026

Mortgage

Document Number	0000013146
Date	Nov 13, 2023
Instrument	202300013146

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	TEMPE, AZ 85284

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	329 Months
Due	Apr 1, 2051

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Property Address	512 RAMSDEN RD, PLANO, IL 60545-3026
Transaction Type	Mortgage
Record Updated	Feb 28, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	512 RAMSDEN RD, PLANO, IL 60545-3026

Mortgage

Document Number	0000013146
Date	Nov 13, 2023
Instrument	202300013146

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	TEMPE, AZ 85284

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	326 Months
Due	Jan 1, 2051

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Property Address	512 RAMSDEN RD, PLANO, IL 60545-3026
Transaction Type	Mortgage
Record Updated	Jan 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	512 RAMSDEN RD, PLANO, IL 60545-3026

Mortgage

Document Number	0000020093
Date	Dec 29, 2022
Instrument	202200020093

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	GREENVILLE, SC 29601

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	340 Months
Due	Apr 1, 2051

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENDALL IL
Recording Date	Mar 15, 2021
Property Address	512 RAMSDEN RD, PLANO, IL 60545-3026
Document Number	0000006606
Map Reference	DOC 2006-00019121
Instrument Date	Mar 4, 2021
Instrument	202100006606
Transaction Type	Transfer
Record Updated	May 11, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$233.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	512 RAMSDEN RD, PLANO, IL 60545-3026

Mortgage

Document Number	0000006607
Date	Mar 15, 2021
Instrument	202100006607

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Property Address	512 RAMSDEN RD, PLANO, IL 60545-3026
Document Number	0000009036
Instrument Date	May 22, 2020
Transaction Type	Mortgage
Record Updated	Jun 22, 2020
Title Company	PLYMOUTH TITLE GUARANTY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	512 RAMSDEN RD PLANO IL 605453026, PLANO, IL 60545-3026

Mortgage

Document Number	0000009036
Date	Jun 1, 2020
Instrument	9036

Lender

Name	HOMETOWN LNDRS
Address	HUNTSVILLE, AL 35806

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 31, 2050

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kendall County
County Subdivision	Little Rock Township
Municipality	Plano City
Unified School District	Plano Community Unit School District 88 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$102,283 (+47.31%) Land $10,918 Building $91,365	$306,849 (+47.31%) Land $32,754 Building $274,095
2024	$8,791.00
2022		$69,434 Land $7,610 Building $61,824	$208,302 Land $22,830 Building $185,472

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLANO serves 12,600 people · EPA ID IL0930200
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	12 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Metronet, Watch TV.

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