523 Pine Forest Dr S, Fleming Island, FL 32003 Property Records

Clay County property record for 523 Pine Forest Dr S, Fleming Island, FL 32003

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,882 sqft · built 1986
Lot Size1.37 acres (59,895 sqft)
Owner2 Individual Names on Record
Last Sale$480,000 (Mar 2026)
Tax Bill$1,989 (2025)
Deeds & MortgagesMar 2026 Sale
Jan 2026 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN04-05-26-014179-013-00

Property Details

APN / Parcel Number

Primary APN04-05-26-014179-013-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms3 Rooms
Stories1 Story
Building Area1,882 sqft Living Area
Gross Area2,542 sqft
1st Floor Area1,882 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1992
Exterior MaterialWood
Roof TypeGable/Hip
Roof MaterialOther
Lot Area59,895 sqft (1.37 acres)
Lot Dimensions331 ft deep x 181 ft wide
Garage TypeAttached
Garage Area660 sqft
PorchFinished/Open Porch
Porch Area156 sqft
Storage Building120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address523 PINE FOREST DR S
CityFLEMING ISLAND
StateFL
Zip32003-8006
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT OF GOV LOT 3 A/K/A LOT 17BPER@ SURVEY AS REC OR 1875 PG 1910 & 4912 PG 2064
Legal Range26E
Legal Township05S
Legal Section04
Legal Lot Number3,17
JurisdictionCLAY FL
Township / Civil DivisionORANGE PARK
Census Block Group3
Census Block3009
Census Tract30701

Owner

Source: Clay County records, as of July 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address2114 WINTERBOURNE W, ORANGE PARK, FL 32073-5621
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Mar 19, 2026Warranty Deed, Transfer
TITLE AMERICA RE CLOSINGS INC, TITLE AMERICA RE CLOSINGS
Jan 8, 2026Warranty Deed, Transfer · Commercial Mortgage
3 SHACKS CAPITAL PARTNERS LLC
Mar 10, 2017Deed of Trust, Mortgage · VA Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 19, 2026 · Amount on Record
Deed SaleMar 19, 2026 · Amount on Record
Prior SaleJan 8, 2026 · Amount on Record
Deed Document Number202612733
Deed Book / Page5025 / 384
Prior Transfer DateJul 14, 2000
Prior Transfer Doc0000030370
Record UpdatedOct 29, 2026

March 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY FL
Recording DateMar 19, 2026
Property Address523 PINE FOREST DR S, FLEMING ISLAND, FL 32003-8006
Document Number0050250384
Book / Page5025 / 384
Instrument DateMar 9, 2026
Instrument2026012733
Transaction TypeTransfer
Record UpdatedApr 15, 2026
Title CompanyTITLE AMERICA RE CLOSINGS INC, TITLE AMERICA RE CLOSINGS

Transaction

AmountAmount Recorded
Tax$3,360.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address913 2ND ST S # S210, S210, JACKSONVILLE BEACH, FL 32250-6571

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2114 WINTERBOURNE W, ORANGE PARK, FL 32073-5621

January 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY FL
Recording DateJan 8, 2026
Property Address523 PINE FOREST DR S, FLEMING ISLAND, FL 32003-8006
Document Number0050031061
Book / Page5003 / 1061
Instrument DateJan 6, 2026
Instrument2026000937
Transaction TypeTransfer
Record UpdatedFeb 6, 2026
Title CompanyTITLE AMERICA RE CLOSINGS INC, TITLE AMERICA RE CLOSINGS

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,680.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4858 RAGGEDY POINT RD, FLEMING ISLAND, FL 32003-7848

Transferred To (Grantee/Buyer)

NameVerified Name
Address913 2ND ST S APT 210, 210, JACKSONVILLE BEACH, FL 32250-6574

Mortgage

Document Number0050031064
DateJan 8, 2026
Instrument5003/1064
Lender
Name3 SHACKS CAPITAL PARTNERS LLC
TypeNon-Lending Institution
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY FL
Property Address523 PINE FOREST DR S, FLEMING ISLAND, FL 32003-8006
Document Number0039530117
Book / Page003953 / 000117
Instrument DateMar 10, 2017
Transaction TypeMortgage
Record UpdatedMay 30, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address523 PINE FOREST DR S FLEMING ISLAND FL 320038006, FLEMING ISLAND, FL 32003-8006

Mortgage

Document Number0039530117
DateMar 15, 2017
Book Page003953/000117
Instrument13111
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 14, 2047

Tax Assessment & Valuation

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyClay County
Unified School DistrictClay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,989.00 (+5.02%)$170,613 (+5.99%)$326,546 (+3.22%) Land $45,000 Building $281,546
2024$1,894.00 (-12.68%)
2023$2,169.00 (+9.1%) Homeowner's exemption$160,976 (+3%)$316,374 (+20.47%) Land $45,000 Building $271,374
2022$1,988.00 Homeowner's exemption$156,288$262,617 Land $27,000 Building $235,617

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 81 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies81 in force
Nearby Flood Claims47 (1992–2022)
Claims Outside the SFHA24 of 47
Most Recent ClaimNov 2022 · Hurricane Nicole
Claims by Event
  • Hurricane Irma, Sep 2017 · 25 claims
  • Tropical Storm Debby, Jul 2012 · 2 claims
  • Hurricane Frances, Sep 2004 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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