515 Pine Forest Dr S, Fleming Island, FL 32003 Property Records

Clay County property record for 515 Pine Forest Dr S, Fleming Island, FL 32003

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,099 sqft · built 1987
Lot Size1.29 acres (56,410 sqft)
Owner2 Individual Names on Record
Last Sale$12,000 (Oct 1984)
Tax Bill$1,601 (2025)
Deeds & MortgagesApr 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APN04-05-26-014179-014-00

Property Details

APN / Parcel Number

Primary APN04-05-26-014179-014-00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,099 sqft Heated Area
Gross Area3,014 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area56,410 sqft (1.29 acres)
Lot Dimensions274 ft deep x 206 ft wide
Garage Area912 sqft
PorchPorch
Porch Area453 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address515 PINE FOREST DR S
CityFLEMING ISLAND
StateFL
Zip32003-8006
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPART OF GOV LOT 3 OR LOT 18 ACCORDING TO UNRECORDED SURVEY OR 829 PG 34
Legal Range26
Legal Township05
Legal Section04
Legal Lot Number3,18
JurisdictionCLAY FL
Township / Civil DivisionORANGE PARK
Census Block Group3
Census Block3009
Census Tract30701

Owner

Source: Clay County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Co-ownerCo-owner on Record
Mailing Address515 PINE FOREST DR S, FLEMING ISLAND, FL 32003-8006
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 1, 1984 · Amount on Record
Deed SaleOct 1, 1984 · Amount on Record
Deed Document Number0000082934
Record UpdatedJun 8, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY FL
Property Address515 PINE FOREST DR S, FLEMING ISLAND, FL 32003-8006
Transaction TypeMortgage
Record UpdatedMay 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address515 PINE FOREST DR S, FLEMING ISLAND, FL 32003-8006

Mortgage

Document Number0044471611
DateApr 23, 2021
Book Page4447/1611
Instrument2021025425
Lender
NameBBVA USA
TypeBank
AddressFLEMING ISLAND, FL 32003
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueApr 5, 2046
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyClay County
Unified School DistrictClay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,601.00 (-10.86%) Homeowner's exemption Additional exemption filed$174,602 (+5.99%)$345,405 (+2.68%) Land $45,325 Building $300,080
2023$1,796.00 (-12.09%) Homeowner's exemption Additional exemption filed$164,740 (+3%)$336,391 (+17.12%) Land $45,325 Building $291,066
2022$2,043.00 Homeowner's exemption$159,942$287,227 Land $34,965 Building $252,262

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 81 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies81 in force
Nearby Flood Claims47 (1992–2022)
Claims Outside the SFHA24 of 47
Most Recent ClaimNov 2022 · Hurricane Nicole
Claims by Event
  • Hurricane Irma, Sep 2017 · 25 claims
  • Tropical Storm Debby, Jul 2012 · 2 claims
  • Hurricane Frances, Sep 2004 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: IQ Fiber.

Nearby Properties on Pine Forest Dr S

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