Jefferson County property record for 523 N 3rd St, Festus, MO 63028
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,024 sqft · built 1935 |
| Lot Size | 0.246 acres (10,692 sqft) |
| Owner | Company Name on File |
| Last Sale | $75,000 (Oct 2003) |
| Tax Bill | $697 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 193.006.04011030 |
| Primary APN | 193.006.04011030 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,024 sqft Living Area |
| 1st Floor Area | 1,024 sqft |
| Basement Area | 1,024 sqft |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1943 |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 10,692 sqft (0.246 acres) |
| Lot Dimensions | 145 ft deep x 43 ft wide |
| Porch | Open Frame Porch |
| Porch Area | 105 sqft |
| Heating System | HVAC |
|---|
| Street Address | 523 N 3RD ST |
|---|---|
| City | FESTUS |
| State | MO |
| Zip | 63028-1836 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CT1 |
| Legal Description | DERBY CITY LOT 5 BLOCK 11 |
| Legal Range | 6E |
| Legal Township | 40N |
| Legal Section | 06 |
| Legal Subdivision | DERBY CITY |
| Legal Block | 11 |
| Legal Lot Number | 5 |
| Jurisdiction | JEFFERSON MO |
| Township / Civil Division | RIVER VIEW |
| Census Block Group | 5 |
| Census Block | 5020 |
| Census Tract | 700801 |
523 N 3rd St is owned by a company that acquired it in April 2004.
Source: Jefferson County records, as of August 25, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 9729 ZION LUTHERAN CHURCH RD, HILLSBORO, MO 63050-3735 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 15, 2003 · Amount on File |
| Deed Sale | Oct 15, 2003 · Amount on File |
| Deed Document Number | 200377981 |
| Last Transfer Date | Apr 19, 2004 |
| Transfer Doc | 0000023575 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 523 N 3rd St was $697, up 6.3% from the year before.
Source: Jefferson County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Jefferson County |
| Municipality | Festus City |
| Unified School District | Festus R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $12,700 (-) Land $1,500 Building $11,200 | $67,100 (-) Land $8,100 Building $59,000 | |
| 2025 | $697.00 (+6.25%) | $12,700 Land $1,500 Building $11,200 | $67,100 (-) Land $8,100 Building $59,000 |
| 2024 | $656.00 (+0.46%) | $67,100 (+1%) Land $8,100 Building $59,000 | |
| 2023 | $653.00 | $11,600 Land $1,500 Building $10,100 | $61,000 Land $8,100 Building $52,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 523 N 3rd St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 7 (1986–2009) |
| Claims Outside the SFHA | 3 of 7 |
| Most Recent Claim | May 2009 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 523 N 3rd St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FESTUS PWS serves 13,000 people · EPA ID MO6010276 |
|---|---|
| Water Source | Purchased groundwater influenced by surface water from JEFFERSON COUNTY WATER AUTHORITY |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon, Wisper ISP.
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